12930 Ray Dr, Warren, MI 48088 Property Records

Macomb County property record for 12930 Ray Dr, Warren, MI 48088

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,124 sqft · built 1965
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on Record
Last Sale$245,000 (Aug 2024)
Tax Bill$5,684 (2025)
Deeds & MortgagesSep 2024 Mortgage
Aug 2024 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN12-13-14-405-013

Property Details

APN / Parcel Number

Primary APN12-13-14-405-013
Alternative APN
  • 1314405013

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,124 sqft Living Area
Gross Area1 sqft
1st Floor Area1,124 sqft
Basement Area935 sqft
Unfinished Basement935 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialAsphalt
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions152 ft deep x 63 ft wide
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address12930 RAY DR
CityWARREN
StateMI
Zip48088-4662
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-C
Legal DescriptionVANDENBOSSCHE SUB. NO. 1" LOT 121 INCL 1/2 VAC WALKWAY L.51 P.20
Legal SubdivisionVANDENBOSSCHE SUB
Legal Lot Number121
JurisdictionMACOMB MI
Township / Civil DivisionWARREN
Census Block Group2
Census Block2003
Census Tract261800

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12930 RAY DR, WARREN, MI 48088-4662
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 12, 2024Deed of Trust, Mortgage · VA Mortgage
GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Aug 20, 2024Warranty Deed, Transfer · VA Mortgage
GOLD STAR MORTGAGE FINANCIAL GROUP
Apr 2, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 20, 2024 · Amount on Record
Deed SaleAug 20, 2024 · Amount on Record
Deed Document Number202468543
Deed Book / Page29719 / 635
Prior Transfer DateApr 2, 2018
Prior Transfer Doc0000032605
Record UpdatedOct 29, 2026

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address12930 RAY DR, WARREN, MI 48088-4662
Transaction TypeMortgage
Record UpdatedFeb 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1645 BLOOMFIELD PLACE DR 626, 626, BLOOMFIELD TOWNSHIP, MI 48302-0868

Mortgage

Document Number2400074756
DateSep 12, 2024
Book Page29752/42
Instrument202400074756
Lender
NameGOLD STAR MORTGAGE FINANCIAL GROUP CORP
TypeMortgage Company
AddressANN ARBOR, MI 48108
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2054

August 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateAug 20, 2024
Property Address12930 RAY DR, WARREN, MI 48088-4662
Document Number2400068543
Book / Page29719 / 635
Map ReferenceLB 51 PG 20
Instrument DateAug 16, 2024
Instrument202400068543
Transaction TypeTransfer
Record UpdatedFeb 19, 2026

Transaction

AmountAmount Recorded
Tax$1,837.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address25460 INDUSTRIAL HWY, WARREN, MI 48089-3685

Transferred To (Grantee/Buyer)

NameVerified Name
Address12930 RAY DR, WARREN, MI 48088-4662

Mortgage

Document Number0009728624
DateAug 20, 2024
Instrument29728/624
Lender
NameGOLD STAR MORTGAGE FINANCIAL GROUP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2054

Mortgage

Document Number2400070184
DateAug 27, 2024
Book Page29728/624
Instrument202400070184
Lender
NameGOLD STAR MORTGAGE FINANCIAL GROUP CORP
TypeMortgage Company
AddressANN ARBOR, MI 48108
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2054

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMACOMB MI
Recording DateApr 2, 2018
Property Address12930 RAY DR, WARREN, MI 48088-4662
Document Number0000032605
Book / Page025283 / 000174
Instrument DateApr 2, 2018
Instrument32605
Transaction TypeTransfer
Record UpdatedApr 18, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address2540 INDUSTRIAL HWY WARREN MI 48089, WARREN, MI 48089

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
MunicipalityWarren City
Unified School DistrictWarren Woods Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$115,360 (+8.39%)$230,720 (+8.39%)
2025$5,684.00 (+42.31%) Homeowner's exemption$106,430 (+13.91%)$212,860 (+13.91%)
2024$3,994.00 (+48.7%)
2023$93,430$186,860
2022$2,686.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2014 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WARREN
serves 134,056 people · EPA ID MI0006900
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionFeb 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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