12915 Ray Dr, Warren, MI 48088 Property Records

Macomb County property record for 12915 Ray Dr, Warren, MI 48088

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,229 sqft · built 1965
Lot Size0.152 acres (6,621 sqft)
OwnerIndividual Name on Record
Last Sale$165,000 (May 2019)
Tax Bill$4,385 (2025)
Deeds & MortgagesJun 2020 Mortgage
May 2019 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN12-13-14-403-016

Property Details

APN / Parcel Number

Primary APN12-13-14-403-016
Alternative APN
  • 1314403016

Interior

Bedrooms3 Beds
Full Baths1 Bath
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,229 sqft Living Area
1st Floor Area1,229 sqft
Basement Area935 sqft
Unfinished Basement935 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Exterior MaterialBrick
Lot Area6,621 sqft (0.152 acres)
Lot Dimensions105 ft deep x 63 ft wide
Garage TypeAttached
Garage Area248 sqft
Parking Spaces1 Parking Space
PorchPorch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address12915 RAY DR
CityWARREN
StateMI
Zip48088-4653
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-C
Legal DescriptionVANDENBOSSCHE SUB. NO. 1" LOT 141 L.51 P.20
Legal SubdivisionVANDENBOSSCHE SUB
Legal Lot Number141
JurisdictionMACOMB MI
Township / Civil DivisionWARREN
Census Block Group2
Census Block2004
Census Tract261800

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address12915 RAY DR, WARREN, MI 48088-4653
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
MAIN STREET BANK
May 14, 2019Warranty Deed, Transfer
MICHIGAN INVESTMENT TTL INC
Sep 21, 2018Warranty Deed, Transfer
MICHIGAN INV TITLE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 14, 2019 · Amount on Record
Deed SaleMay 14, 2019 · Amount on Record
Prior SaleSep 21, 2018 · Amount on Record
Deed Document Number20199052433
Deed Book / Page25955 / 247
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address12915 RAY DR, WARREN, MI 48088-4653
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000066920
DateJun 10, 2020
Book Page26760/357
Instrument2066920
Lender
NameMAIN STREET BANK
TypeBank
AddressFRANKLIN, MI 48025
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateMay 14, 2019
Property Address12915 RAY DR, WARREN, MI 48088-4653
Document Number0000052433
Book / Page25955 / 247
Map ReferenceLB 51 PG 20
Instrument DateApr 25, 2019
Instrument9052433
Transaction TypeTransfer
Record UpdatedMay 31, 2021
Title CompanyMICHIGAN INVESTMENT TTL INC

Transaction

AmountAmount Recorded
Tax$1,419.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address49639 SHELBY CREEK DR, 49639, SHELBY TOWNSHIP, MI 48317-1822

Transferred To (Grantee/Buyer)

NameVerified Name
Address5026 SURREY DR, STERLING HEIGHTS, MI 48310-5192

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateSep 21, 2018
Property Address12915 RAY DR, WARREN, MI 48088-4653
Document Number0000005580
Book / Page025590 / 000015
Instrument DateSep 14, 2018
Instrument5580
Transaction TypeTransfer
Record UpdatedOct 11, 2018
Title CompanyMICHIGAN INV TITLE INC

Transaction

AmountAmount Recorded
Tax$602.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address49639 SHELBY CREEK DR SHELBY TOWNSHIP MI 483171822, SHELBY TOWNSHIP, MI 48317-1822

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
MunicipalityWarren City
Unified School DistrictWarren Woods Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$110,040 (+27.3%)$220,080 (+27.3%)
2025$4,385.00 (+13.87%)
2023$86,440$172,880
2022$3,851.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2014 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WARREN
serves 134,056 people · EPA ID MI0006900
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionFeb 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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