Macomb County property record for 12927 Ray Dr, Warren, MI 48088
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,124 sqft · built 1965 |
| Lot Size | 0.152 acres (6,621 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $215,100 (Jul 2022) |
| Tax Bill | $4,868 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Jul 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-13-14-403-017 |
| Primary APN | 12-13-14-403-017 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,124 sqft Living Area |
| Gross Area | 1 sqft |
| 1st Floor Area | 1,124 sqft |
| Basement Area | 935 sqft |
| Unfinished Basement | 929 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 6,621 sqft (0.152 acres) |
| Lot Dimensions | 105 ft deep x 63 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 12927 RAY DR |
|---|---|
| City | WARREN |
| State | MI |
| Zip | 48088-4653 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-C |
| Legal Description | VANDENBOSSCHE SUB. NO. 1" LOT 140 L.51 P.20 |
| Legal Subdivision | VANDENBOSSCHE SUB |
| Legal Lot Number | 140 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | WARREN |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 261800 |
Source: Macomb County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12927 RAY DR, WARREN, MI 48088-4653 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UIF CORPORATION |
| Jul 21, 2022 | Warranty Deed, Transfer ALLIANCE TITLE COMPANY, ALLIANCE TITLE OF MICHIGAN |
| Nov 8, 2017 | Warranty Deed, Transfer · Conventional with PMI MICHIGAN SCHOOLS & GOV'T CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 2022 · Amount on Record |
| Deed Sale | Jul 21, 2022 · Amount on Record |
| Prior Sale | Nov 8, 2017 · Amount on Record |
| Deed Document Number | 202289466 |
| Deed Book / Page | 28725 / 42 |
| Prior Transfer Date | Dec 2, 2008 |
| Prior Transfer Doc | 0000135983 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 12927 RAY DR, WARREN, MI 48088-4653 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 12927 RAY DR, WARREN, MI 48088-4653 |
| Document Number | 2200088440 |
|---|---|
| Date | Jul 19, 2022 |
| Book Page | 28720/481 |
| Instrument | 202200088440 |
| Name | UIF CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | SOUTHFIELD, MI 48034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Jul 21, 2022 |
| Property Address | 12927 RAY DR, WARREN, MI 48088-4653 |
| Document Number | 2200089466 |
| Book / Page | 28725 / 42 |
| Map Reference | LB 51 PG 20 |
| Instrument Date | Jul 18, 2022 |
| Instrument | 202200089466 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | ALLIANCE TITLE COMPANY, ALLIANCE TITLE OF MICHIGAN |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,616.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12927 RAY DR, 12927, WARREN, MI 48088-4653 |
| Name | Verified Name |
|---|---|
| Address | 12927 RAY DR, WARREN, MI 48088-4653 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Nov 8, 2017 |
| Property Address | 12927 RAY DR, WARREN, MI 48088-4653 |
| Document Number | 0000132165 |
| Book / Page | 025045 / 000633 |
| Instrument Date | Nov 1, 2017 |
| Instrument | 132165 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2017 |
| Title Company | PREMIUM TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,182.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12927 RAY DR WARREN MI 480884653, WARREN, MI 48088-4653 |
| Document Number | 132166 |
|---|---|
| Date | Nov 8, 2017 |
| Book Page | 025045/000634 |
| Instrument | 132166 |
| Name | MICHIGAN SCHOOLS & GOV'T CU |
|---|---|
| Type | Credit Union |
| Address | CLINTON TOWNSHIP, MI 48038 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 7, 2047 |
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| Municipality | Warren City |
| Unified School District | Warren Woods Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $104,740 (+24.38%) | $209,480 (+24.38%) | |
| 2025 | $4,868.00 (+49.6%) | ||
| 2023 | $84,210 | $168,420 | |
| 2022 | $3,254.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2014 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WARREN serves 134,056 people · EPA ID MI0006900 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Feb 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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