12925 Peppertree Dr, Plainfield, IL 60585 Property Records

Kendall County property record for 12925 Peppertree Dr, Plainfield, IL 60585

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,046 sqft · built 2020
Lot Size	0.307 acres (13,360 sqft)
Owner	2 Individual Names on Record
Last Sale	$397,500 (Jun 2020)
Tax Bill	$13,330 (2024)
Deeds & Mortgages	Apr 2020 Mortgage Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-36-102-027`

Property Details

APN / Parcel Number

Primary APN	`03-36-102-027`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,046 sqft Living Area
Gross Area	4,880 sqft
1st Floor Area	3,046 sqft
Basement Area	1,249 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Bi-Level
Exterior Material	Stone
Roof Material	Asphalt
Lot Area	13,360 sqft (0.307 acres)
Garage Type	Attached
Garage Area	585 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	12925 PEPPERTREE DR
City	PLAINFIELD
State	IL
Zip	60585-2945
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 119 GRANDE PARK NEIGHBORHOOD 13 VILLAGE OF PLAINFIELD
Legal Subdivision	GRANDE PARK NEIGHBORHOOD
Legal Lot Number	119
Jurisdiction	KENDALL IL
Township / Civil Division	OSWEGO
Census Block Group	1
Census Block	1037
Census Tract	890105

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12925 PEPPERTREE DR, PLAINFIELD, IL 60585-2945
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2020	Deed of Trust, Mortgage · Commercial Mortgage WILMINGTON TRUST NATIONAL ASSOCIATION
Nov 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU
Apr 7, 2020	Deed of Trust, Mortgage · Unknown HOVNANIAN ENTERPRISES INC
Aug 18, 2020	Warranty Deed, Transfer NOT AVAILABLE
Jun 15, 2020	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage K HOVNANIAN AMERICAN MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2020 · Amount on Record
Deed Sale	Jun 15, 2020 · Amount on Record
Prior Sale	Jan 29, 2020 · Amount on Record
Deed Document Number	202010212
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	12925 PEPPERTREE DR, PLAINFIELD, IL 60585-2945
Transaction Type	Mortgage
Record Updated	Feb 16, 2022
Title Company	GREATER ILLINOIS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005352
Date	Apr 7, 2020
Instrument	202000005352

Lender

Name	WILMINGTON TRUST NATIONAL ASSOCIATION
Type	Non-Lending Institution
Address	WILMINGTON, DE 19890

Agreement

Type	Commercial Mortgage

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	12925 PEPPERTREE DR, PLAINFIELD, IL 60585-2945
Transaction Type	Mortgage
Record Updated	Dec 20, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030708
Date	Nov 17, 2021
Instrument	202100030708

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.12%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	12925 PEPPERTREE DR, PLAINFIELD, IL 60585-2945
Transaction Type	Mortgage
Record Updated	Dec 9, 2021
Title Company	GREATER ILLINOIS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005353
Date	Apr 7, 2020
Instrument	202000005353

Lender

Name	HOVNANIAN ENTERPRISES INC
Type	Non-Lending Institution
Address	MATAWAN, NJ 07747

Agreement

Type	Unknown
Amount	Amount Recorded

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Aug 18, 2020
Property Address	12925 PEPPERTREE DR, PLAINFIELD, IL 60585-2945
Document Number	0000015697
Instrument Date	Aug 18, 2020
Instrument	15697
Transaction Type	Transfer
Record Updated	Aug 27, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Jun 15, 2020
Property Address	12925 PEPPERTREE DR, PLAINFIELD, IL 60585-2945
Document Number	0000010212
Map Reference	DOC 200500020815
Instrument Date	May 28, 2020
Instrument	202000010212
Transaction Type	Subdivision Related Transfer
Record Updated	May 11, 2021
Title Company	GREATER ILLINOIS TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$397.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12925 PEPPERTREE DR, PLAINFIELD, IL 60585-2945

Mortgage

Document Number	0000010213
Date	Jun 15, 2020
Instrument	202000010213

Lender

Name	K HOVNANIAN AMERICAN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Oswego Township
Municipality	Plainfield Village
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$170,459 (+26.87%) Land $32,995 Building $137,464	$511,377 (+26.87%) Land $98,985 Building $412,392
2024	$13,330.00
2022		$134,362 Land $26,008 Building $108,354	$403,086 Land $78,024 Building $325,062

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLAINFIELD serves 50,000 people · EPA ID IL1970800
Water Source	Purchased surface water from IL AMERICAN-WEST SUBURBAN
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on Peppertree Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures