12924 Peppertree Dr, Plainfield, IL 60585 Property Records

Kendall County property record for 12924 Peppertree Dr, Plainfield, IL 60585

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,801 sqft · built 2007
Lot Size	0.339 acres (14,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$405,000 (Feb 2017)
Tax Bill	$18,067 (2024)
Deeds & Mortgages	Apr 2026 Line of Credit Dec 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-36-104-011`

Property Details

APN / Parcel Number

Primary APN	`03-36-104-011`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,801 sqft Living Area
Gross Area	6,524 sqft
1st Floor Area	3,801 sqft
Basement Area	1,888 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Material	Asphalt
Lot Area	14,761 sqft (0.339 acres)
Garage Type	Attached
Garage Area	835 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	12924 PEPPERTREE DR
City	PLAINFIELD
State	IL
Zip	60585-2944
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 48 GRANDE PARK NEIGHBORHOOD 13 VILLAGE OF PLAINFIELD
Legal Subdivision	GRANDE PARK NEIGHBORHOOD
Legal Lot Number	48
Jurisdiction	KENDALL IL
Township / Civil Division	OSWEGO
Census Block Group	1
Census Block	1038
Census Tract	890105

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12924 PEPPERTREE DR, PLAINFIELD, IL 60585-2944
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Dec 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Feb 23, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 9, 2017	Warranty Deed, Transfer · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2017 · Amount on Record
Deed Sale	Feb 9, 2017 · Amount on Record
Prior Sale	Oct 20, 2006 · Amount on Record
Deed Document Number	20172373
Last Transfer Date	Feb 20, 2017
Transfer Doc	0000003124
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Recording Date	Apr 2, 2026
Property Address	12924 PEPPERTREE DR, PLAINFIELD, IL 60585-2944
Document Number	0000004537
Instrument Date	Mar 25, 2026
Instrument	20264537
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12924 PEPPERTREE DR, PLAINFIELD, IL 60585-2944

Mortgage

Document Number	0000004537,
Date	Apr 2, 2026
Instrument	20264537

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Apr 1, 2066

Interest

Rate	7%
Max Rate	-1%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	12924 PEPPERTREE DR, PLAINFIELD, IL 60585-2944
Document Number	0000000416
Instrument Date	Dec 21, 2017
Transaction Type	Mortgage
Record Updated	Jan 30, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12924 PEPPERTREE DR PLAINFIELD IL 605852944, PLAINFIELD, IL 60585-2944

Mortgage

Document Number	0000000416
Date	Jan 10, 2018
Instrument	416

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 9, 2048

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENDALL IL
Recording Date	Feb 23, 2017
Property Address	12924 PEPPERTREE DR, PLAINFIELD, IL 60585-2944
Document Number	0000003124
Instrument Date	Feb 20, 2017
Instrument	3124
Transaction Type	Transfer
Record Updated	May 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12924 PEPPERTREE DR PLAINFIELD IL 605852944, PLAINFIELD, IL 60585-2944

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Feb 9, 2017
Property Address	12924 PEPPERTREE DR, PLAINFIELD, IL 60585-2944
Document Number	0000002373
Instrument Date	Jan 30, 2017
Instrument	2373
Transaction Type	Transfer
Record Updated	May 15, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$405.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16362 FAIRFIELD DR PLAINFIELD IL 605862133, PLAINFIELD, IL 60586-2133

Mortgage

Document Number	2374
Date	Feb 9, 2017
Instrument	2374

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 8, 2047

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Oswego Township
Municipality	Plainfield Village
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$228,834 (+3%) Land $32,995 Building $195,839	$686,502 (+3%) Land $98,985 Building $587,517
2024	$18,067.00	$222,169 (+23.17%) Land $32,034 Building $190,135	$666,507 (+23.17%) Land $96,102 Building $570,405
2022		$180,376 Land $26,008 Building $154,368	$541,128 Land $78,024 Building $463,104

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLAINFIELD serves 50,000 people · EPA ID IL1970800
Water Source	Purchased surface water from IL AMERICAN-WEST SUBURBAN
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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