12920 Peppertree Dr, Plainfield, IL 60585 Property Records

Kendall County property record for 12920 Peppertree Dr, Plainfield, IL 60585

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,335 sqft · built 2023
Lot Size	0.349 acres (15,217 sqft)
Owner	2 Individual Names on Record
Last Sale	$652,500 (Mar 2023)
Tax Bill	$14,939 (2024)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jun 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`03-36-104-012`

Property Details

APN / Parcel Number

Primary APN	`03-36-104-012`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,335 sqft Living Area
Gross Area	5,863 sqft
1st Floor Area	3,335 sqft
Basement Area	1,882 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Material	Asphalt
Lot Area	15,217 sqft (0.349 acres)
Garage Type	Attached
Garage Area	646 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	12920 PEPPERTREE DR
City	PLAINFIELD
State	IL
Zip	60585-2944
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 49 GRANDE PARK NEIGHBORHOOD 13 VILLAGE OF PLAINFIELD
Legal Subdivision	GRANDE PARK NEIGHBORHOOD
Legal Lot Number	49
Jurisdiction	KENDALL IL
Township / Civil Division	OSWEGO
Census Block Group	1
Census Block	1038
Census Tract	890105

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12920 PEPPERTREE DR, PLAINFIELD, IL 60585-2944
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2023	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Jun 21, 2021	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2023 · Amount on Record
Deed Sale	Mar 29, 2023 · Amount on Record
Prior Sale	Jun 21, 2021 · Amount on Record
Deed Document Number	20233338
Last Transfer Date	Mar 15, 2024
Transfer Doc	0000003842
Record Updated	Oct 29, 2026

March 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Mar 29, 2023
Property Address	12920 PEPPERTREE DR, PLAINFIELD, IL 60585-2944
Document Number	0000003338
Map Reference	DOC 200500020815
Instrument Date	Mar 24, 2023
Instrument	202300003338
Transaction Type	Subdivision Related Transfer
Record Updated	May 30, 2023
Title Company	PGA TITLE INC, PGP TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$652.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1900 E GOLF RD # RD300, RD300, SCHAUMBURG, IL 60173-5834

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	12920 PEPPERTREE DR, PLAINFIELD, IL 60585-2944

Mortgage

Document Number	0000003339
Date	Mar 29, 2023
Instrument	202300003339

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Apr 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.1%
Index	Other
Margin	3
Max Rate	11.1%

June 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Jun 21, 2021
Property Address	12920 PEPPERTREE DR, PLAINFIELD, IL 60585-2944
Document Number	0000015577
Map Reference	DOC R200500020815
Instrument Date	Jun 9, 2021
Instrument	202100015577
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$780.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3308 TALL GRASS DR, 3308, NAPERVILLE, IL 60564-4445

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1900 E GOLF RD STE 300, 300, SCHAUMBURG, IL 60173-5088
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Oswego Township
Municipality	Plainfield Village
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$190,284 (+1,678.52%) Land $32,995 Building $157,289	$570,852 (+1,678.52%) Land $98,985 Building $471,867
2024	$14,939.00
2022		$10,699 Land $10,699	$32,097 Land $32,097

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLAINFIELD serves 50,000 people · EPA ID IL1970800
Water Source	Purchased surface water from IL AMERICAN-WEST SUBURBAN
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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