Spokane County property record for 12923 E 3rd Ln, Spokane Valley, WA 99216
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,609 sqft · built 2001 |
| Lot Size | 0.139 acres (6,058 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $420,000 (Jul 2023) |
| Tax Bill | $3,978 (2026) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Aug 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 45222.3704 |
| Primary APN | 45222.3704 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,609 sqft Living Area |
| Gross Area | 2,281 sqft |
| 1st Floor Area | 1,189 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Split Foyer |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,058 sqft (0.139 acres) |
| Garage Type | Attached |
| Garage Area | 598 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 45 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 12923 E 3RD LN |
|---|---|
| City | SPOKANE VALLEY |
| State | WA |
| Zip | 99216-2263 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MF-1 |
| Legal Description | 22-25-44, LT4, BLK 2 OF KEYSTONE MEADOWS, PLAT, AUDITORS FILE # 4546237, BK 26, PG 85, TOGETHER W/ 1/21 INTEREST IN COMMON AREA. |
| Legal Range | 44 |
| Legal Township | 25 |
| Legal Section | 22 |
| Legal Subdivision | KEYSTONE MDWS |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | SPOKANE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 12701 |
Source: Spokane County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12923 E 3RD LN, SPOKANE VALLEY, WA 99216-2263 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 24, 2023 | Warranty Deed, Transfer · Conventional Mortgage PENRITH HOME LOANS LLC |
| Aug 30, 2021 | Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU |
| Aug 10, 2020 | Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU |
| Jan 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS |
| Jul 19, 2018 | Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2023 · Amount on Record |
| Deed Sale | Jul 24, 2023 · Amount on Record |
| Prior Sale | Sep 19, 2006 · Amount on Record |
| Deed Document Number | 20237297943 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Jul 24, 2023 |
| Property Address | 12923 E 3RD LN, SPOKANE VALLEY, WA 99216-2263 |
| Document Number | 0007297943 |
| Map Reference | VOL 26 PG 85&86 |
| Instrument Date | Jul 21, 2023 |
| Instrument | 7297943 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,725.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12923 E 3RD LN, SPOKANE VALLEY, WA 99216-2263 |
| Document Number | 0007297944 |
|---|---|
| Date | Jul 24, 2023 |
| Instrument | 7297944 |
| Name | PENRITH HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 12923 E 3RD LN, SPOKANE VALLEY, WA 99216-2263 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0007119779 |
|---|---|
| Date | Aug 30, 2021 |
| Instrument | 7119779 |
| Name | SPOKANE TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | LIBERTY LAKE, WA 99019 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 12923 E 3RD LN, SPOKANE VALLEY, WA 99216-2263 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0006953760 |
|---|---|
| Date | Aug 10, 2020 |
| Instrument | 6953760 |
| Name | SPOKANE TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | LIBERTY LAKE, WA 99019 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 9, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 12923 E 3RD LN, SPOKANE VALLEY, WA 99216-2263 |
| Document Number | 0006889425 |
| Instrument Date | Jan 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12923 E 3RD LN SPOKANE VALLEY WA 992162263, SPOKANE VALLEY, WA 99216-2263 |
| Document Number | 0006889425 |
|---|---|
| Date | Feb 5, 2020 |
| Instrument | 6889425 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 4, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 12923 E 3RD LN, SPOKANE VALLEY, WA 99216-2263 |
| Document Number | 0006727795 |
| Instrument Date | Jul 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12923 E 3RD LN SPOKANE VALLEY WA 992162263, SPOKANE VALLEY, WA 99216-2263 |
| Document Number | 0006727795 |
|---|---|
| Date | Jul 25, 2018 |
| Instrument | 6727795 |
| Name | SPOKANE TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | LIBERTY LAKE, WA 99019 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 24, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Spokane County assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Spokane Valley City |
| Unified School District | Central Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,978.00 (-0.6%) | $374,000 (+2.38%) Land $95,000 Building $279,000 | $374,000 (+2.38%) Land $95,000 Building $279,000 |
| 2025 | $4,002.00 (+14.41%) | ||
| 2024 | $365,300 (+26.58%) Land $80,000 Building $285,300 | $365,300 (+26.58%) Land $80,000 Building $285,300 | |
| 2023 | $3,498.00 (+3.77%) | $288,600 (-) Land $70,000 Building $218,600 | $288,600 (-) Land $70,000 Building $218,600 |
| 2022 | $3,371.00 | $288,600 Land $70,000 Building $218,600 | $288,600 Land $70,000 Building $218,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.4% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MODERN ELECTRIC WATER CO private · serves 18,487 people · EPA ID WA5355600 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Wired or Wireless Fixed Wireless · not low latency | 200 / 40 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| Wind Wireless Fixed Wireless | 100 / 20 |
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