12920 E 3rd Ln, Spokane Valley, WA 99216 Property Records

Spokane County property record for 12920 E 3rd Ln, Spokane Valley, WA 99216

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,520 sqft · built 2001
Lot Size	0.169 acres (7,370 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (May 2025)
Tax Bill	$4,068 (2026)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45222.3803`

Property Details

APN / Parcel Number

Primary APN	`45222.3803`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,520 sqft Living Area
Gross Area	2,249 sqft
1st Floor Area	984 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2020
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,370 sqft (0.169 acres)
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Deck Area	140 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	12920 E 3RD LN
City	SPOKANE VALLEY
State	WA
Zip	99216-2263
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MF-1
Legal Description	22-25-44, LT 3, BLK 3 OF KEYSTONE MEADOWS, PLAT, AUDITORS FILE # 4546237, BK 26, PG 85, TOGETHER W/ 1/21 INTEREST IN COMMON AREA.
Legal Range	44
Legal Township	25
Legal Section	22
Legal Subdivision	KEYSTONE MDWS
Legal Block	3
Legal Lot Number	3
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1003
Census Tract	12701

Owner

12920 E 3rd Ln is owned and occupied by two individuals who bought it in May 2025.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12920 E 3RD LN, SPOKANE VALLEY, WA 99216-2263
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2025 · Amount on File
Deed Sale	May 16, 2025 · Amount on File
Prior Sale	Mar 30, 2023 · Amount on File
Deed Document Number	20257416604
Prior Transfer Date	Jul 1, 2002
Prior Transfer Doc	0004746982
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Mar 30, 2023
Property Address	12920 E 3RD LN, SPOKANE VALLEY, WA 99216-2263
Document Number	0007275785
Map Reference	VOL 26 PG 85&86
Instrument Date	Mar 24, 2023
Instrument	7275785
Transaction Type	Transfer
Record Updated	Apr 10, 2023
Title Company	NEXTITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,405.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12920 E 3RD LN, SPOKANE VALLEY, WA 99216-2263

Mortgage

Document Number	0007275786
Date	Mar 30, 2023
Instrument	7275786

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 12920 E 3rd Ln was $4,068, up 0.1% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,068.00 (+0.1%)	$392,600 (+3.15%) Land $110,000 Building $282,600	$392,600 (+3.15%) Land $110,000 Building $282,600
2025	$4,064.00	$380,600 (+2.59%) Land $100,000 Building $280,600	$380,600 (+2.59%) Land $100,000 Building $280,600
2024		$371,000 (+27.05%) Land $80,000 Building $291,000	$371,000 (+27.05%) Land $80,000 Building $291,000
2023	$3,551.00 (+4.13%)	$292,000 Land $70,000 Building $222,000	$292,000 Land $70,000 Building $222,000
2022	$3,410.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12920 E 3rd Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12920 E 3rd Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MODERN ELECTRIC WATER CO private · serves 18,487 people · EPA ID WA5355600
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wired or Wireless Fixed Wireless · not low latency	200 / 40
CenturyLink DSL · Fiber in parts of the area	140 / 20
Wind Wireless Fixed Wireless	100 / 20