12906 E 3rd Ln, Spokane Valley, WA 99216 Property Records

Spokane County property record for 12906 E 3rd Ln, Spokane Valley, WA 99216

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,445 sqft · built 2001
Lot Size0.162 acres (7,039 sqft)
Owner2 Individual Names on Record
Last Sale$295,000 (Apr 2019)
Tax Bill$4,404 (2026)
Deeds & MortgagesOct 2020 Mortgage
Apr 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN45222.3801

Property Details

APN / Parcel Number

Primary APN45222.3801

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,445 sqft Living Area
Gross Area3,511 sqft
1st Floor Area1,445 sqft
Basement Area1,438 sqft
Finished Basement1,000 sqft
Unfinished Basement438 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleRanch
Exterior MaterialWood
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,039 sqft (0.162 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchEnclosed Frame Porch
Porch Area80 sqft
Deck AreaDeck Area
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address12906 E 3RD LN
CitySPOKANE VALLEY
StateWA
Zip99216-2263
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMF-1
Legal Description22-25-44, LT 1, BLK 3 OF KEYSTONE MEADOWS, PLAT, AUDITORS FILE # 4546237, BK 26, PG 85, TOGETHER W/ 1/21 INTEREST IN COMMON AREA.
Legal Range44
Legal Township25
Legal Section22
Legal SubdivisionKEYSTONE MDWS
Legal Block3
Legal Lot Number1
JurisdictionSPOKANE WA
Township / Civil DivisionSPOKANE
Census Block Group1
Census Block1003
Census Tract12701

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12906 E 3RD LN, SPOKANE VALLEY, WA 99216-2263
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 9, 2020Deed of Trust, Mortgage · Commercial Mortgage
GESA CU
Apr 22, 2019Warranty Deed, Transfer · Conventional Mortgage
GESA CU
Jan 7, 2019Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 22, 2019 · Amount on Record
Deed SaleApr 22, 2019 · Amount on Record
Prior SaleDec 20, 2005 · Amount on Record
Deed Document Number20196799072
Prior Transfer DateJan 2, 2019
Prior Transfer Doc0006773980
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address12906 E 3RD LN, SPOKANE VALLEY, WA 99216-2263
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyNEXTITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006979357
DateOct 9, 2020
Instrument6979357
Lender
NameGESA CU
TypeCredit Union
AddressRICHLAND, WA 99352
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateApr 22, 2019
Property Address12906 E 3RD LN, SPOKANE VALLEY, WA 99216-2263
Document Number0006799072
Map ReferenceVOL 26 PG 85
Instrument DateApr 19, 2019
Instrument6799072
Transaction TypeTransfer
Record UpdatedSep 16, 2021
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,256.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address12906 E 3RD LN, SPOKANE VALLEY, WA 99216-2263

Mortgage

Document Number0006799073
DateApr 22, 2019
Instrument6799073
Lender
NameGESA CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2049

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSPOKANE WA
Recording DateJan 7, 2019
Property Address12906 E 3RD LN, SPOKANE VALLEY, WA 99216-2263
Document Number0006773980
Instrument DateJan 2, 2019
Instrument6773980
Transaction TypeTransfer
Record UpdatedJan 23, 2019

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12906 E 3RD LN SPOKANE VALLEY WA 992162263, SPOKANE VALLEY, WA 99216-2263

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
MunicipalitySpokane Valley City
Unified School DistrictCentral Valley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,404.00 (+2.3%)$437,100 (-1.95%) Land $110,000 Building $327,100$437,100 (-1.95%) Land $110,000 Building $327,100
2025$4,305.00 (+0.96%)$445,800 (+1.13%) Land $85,000 Building $360,800$445,800 (+1.13%) Land $85,000 Building $360,800
2024$4,264.00 (+1.45%)$440,800 (+17.96%) Land $80,000 Building $360,800$440,800 (+17.96%) Land $80,000 Building $360,800
2023$4,203.00 (-3.4%)$373,700 Land $70,000 Building $303,700$373,700 Land $70,000 Building $303,700
2022$4,351.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMODERN ELECTRIC WATER CO
private · serves 18,487 people · EPA ID WA5355600
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Wired or Wireless
Fixed Wireless · not low latency
200 / 40
CenturyLink
DSL · Fiber in parts of the area
140 / 20
Wind Wireless
Fixed Wireless
100 / 20

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