12920 White Bluff Rd, Hudson, FL 34669 Property Records

Pasco County property record for 12920 White Bluff Rd, Hudson, FL 34669

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,672 sqft · built 2011
Lot Size0.186 acres (8,125 sqft)
OwnerIndividual Name on Record
Last Sale$339,000 (Apr 2023)
Tax Bill$6,021 (2025)
Deeds & MortgagesApr 2023 Sale
Oct 2019 Line of Credit
Flood ZoneZone X (moderate risk)
APN03-25-17-0070-00000-4580

Property Details

APN / Parcel Number

Primary APN03-25-17-0070-00000-4580
Alternative APN
  • 1211901

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,672 sqft Living Area
Gross Area2,273 sqft
1st Floor Area1,672 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2011
Exterior MaterialConcrete Block
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,125 sqft (0.186 acres)
Garage Area441 sqft
DrivewayDriveway
Driveway Area519 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Screened Porch
Porch Area160 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number1211901
Street Address12920 WHITE BLUFF RD
CityHUDSON
StateFL
Zip34669-5053
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPUD
Legal DescriptionVERANDAHS PB 56 PG 064 LOT 458
Legal Range17E
Legal Township25S
Legal Section03
Legal SubdivisionVERANDAHS
Legal Tract70
Legal Lot Number458
JurisdictionPASCO FL
Township / Civil DivisionPORT RICHEY
Census Block Group1
Census Block1021
Census Tract31208

Owner

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address12920 WHITE BLUFF RD, HUDSON, FL 34669-5053
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 4, 2023Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Oct 8, 2019Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 4, 2023 · Amount on Record
Deed SaleApr 4, 2023 · Amount on Record
Prior SaleJun 6, 2011 · Amount on Record
Deed Document Number2023057846
Deed Book / Page10792 / 3988
Record UpdatedJun 8, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateApr 4, 2023
Property Address12920 WHITE BLUFF RD, HUDSON, FL 34669-5053
Document Number0107923988
Book / Page10792 / 3988
Map ReferenceMB 56 PG 64
Instrument DateApr 3, 2023
Instrument2023057846
Transaction TypeTransfer
Record UpdatedApr 24, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$2,373.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address17038 SHELL BAY DR, LAND O LAKES, FL 34638-5757

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address12920 WHITE BLUFF RD, HUDSON, FL 34669-5053

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address12920 WHITE BLUFF RD, HUDSON, FL 34669-5053
Transaction TypeMortgage
Record UpdatedAug 1, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0099862082
DateOct 8, 2019
Book Page9986/2082
Instrument2019171923
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 25, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,021.00 (+61.77%) Homeowner's exemption$284,666 (+79.95%) Land $60,645 Building $224,021$284,666 (-4.08%) Land $60,645 Building $224,021
2023$3,722.00 (+4.11%) Additional exemption filed$158,190 (+2.99%) Land $46,605 Building $111,585$296,771 (+27.31%) Land $46,605 Building $250,166
2022$3,575.00 Homeowner's exemption$153,590 Land $39,130 Building $114,460$233,110 Land $39,130 Building $193,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 44 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies44 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 51% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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