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12902 White Bluff Rd, Hudson, FL 34669 Property Records

Pasco County property record for 12902 White Bluff Rd, Hudson, FL 34669 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,272 sqft · built 2010
Lot Size0.188 acres (8,196 sqft)
OwnerIndividual Name on File
Last Sale$215,000 (Oct 2017)
Tax Bill$5,389 (2025)
Deeds & MortgagesSep 2025 Line of Credit
Feb 2024 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN03-25-17-0070-00000-4620

Property Details

APN / Parcel Number

Primary APN03-25-17-0070-00000-4620
Alternative APN
  • 1211905

Interior

Full Baths3 Baths
Stories2 Stories
Building Area2,272 sqft Living Area
Gross Area2,972 sqft
1st Floor Area1,160 sqft
Upper Floors Area1,112 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2010
Exterior MaterialStucco
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,196 sqft (0.188 acres)
Garage Area483 sqft
DrivewayDriveway
Driveway Area579 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFinished/Screened Porch
Porch Area217 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number1211905
Street Address12902 WHITE BLUFF RD
CityHUDSON
StateFL
Zip34669-5053
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVERANDAHS PB 56 PG 064 LOT 462 OR 9622 PG 1234
Legal Range17E
Legal Township25S
Legal Section03
Legal SubdivisionVERANDAHS
Legal Tract70
Legal Lot Number462
JurisdictionPASCO FL
Township / Civil DivisionPORT RICHEY
Census Block Group1
Census Block1021
Census Tract31208

Owner

Source: Pasco County records · APN 03-25-17-0070-00000-4620

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address12902 WHITE BLUFF RD, HUDSON, FL 34669-5053
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2025Deed of Trust, Mortgage · Line of Credit
SUNCOAST CU
Feb 19, 2024Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Aug 20, 2020Loan Modification, Mortgage · FHA Mortgage
FREEDOM MTG
Oct 23, 2017Warranty Deed, Transfer · FHA Mortgage
INTERLINC MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 23, 2017 · Amount on Record
Deed SaleOct 23, 2017 · Amount on Record
Prior SaleAug 17, 2012 · Amount on Record
Deed Document Number2017166397
Deed Book / Page9622 / 1234
Record UpdatedJun 08, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address12902 WHITE BLUFF RD, HUDSON, FL 34669-5053
Transaction TypeMortgage
Record UpdatedOct 02, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address12902 WHITE BLUFF RD, HUDSON, FL 34669-5053

Mortgage

Document Number0112852331
DateSep 23, 2025
Book Page11285/2331
Instrument2025181287
Lender
NameSUNCOAST CU
TypeCredit Union
AddressTAMPA, FL 33680
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueSep 22, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address12902 WHITE BLUFF RD, HUDSON, FL 34669-5053
Transaction TypeMortgage
Record UpdatedMar 01, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address12902 WHITE BLUFF RD, HUDSON, FL 34669-5053

Mortgage

Document Number0109611149
DateFeb 19, 2024
Book Page10961/1149
Instrument2024027088
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Address951 W YAMATO RD, BOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term319 Months
DueSep 01, 2050

August 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPASCO FL
Property Address12902 WHITE BLUFF RD, HUDSON, FL 34669-5053
Document Number0101802092
Instrument DateAug 20, 2020
Transaction TypeMortgage
Record UpdatedOct 19, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12902 WHITE BLUFF RD HUDSON FL 346695053, HUDSON, FL 34669-5053

Mortgage

Document Number0101802092
DateSep 21, 2020
Book Page010180/002092
Instrument155882
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressFISHERS, IN 46037
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 20, 2050
Interest
Rate TypeFixed Rate
Rate3.5%

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateOct 23, 2017
Property Address12902 WHITE BLUFF RD, HUDSON, FL 34669-5053
Document Number0096221234
Book / Page9622 / 1234
Map ReferenceMB56 PG64
Instrument DateOct 05, 2017
Instrument2017166397
Transaction TypeTransfer
Record UpdatedDec 13, 2021
Title CompanyDYNAMIC TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,505.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7313 CLEARWATER DR, 7313, SPRING HILL, FL 34606-6324

Transferred To (Grantee/Buyer)

NameVerified Name
Address12902 WHITE BLUFF RD, HUDSON, FL 34669-5053

Mortgage

Document Number2017166398
DateOct 23, 2017
Instrument2017166398
Lender
NameINTERLINC MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2047

Tax Assessment & Valuation

Source: Pasco County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,389.00 (+6.27%) Homeowner's exemption$247,130 (+5.98%) Land $60,725 Building $186,405$341,271 (-5.8%) Land $60,725 Building $280,546
2023$5,071.00 (+7.48%) Additional exemption filed$233,180 (+3%) Land $46,685 Building $186,495$362,286 (+27.93%) Land $46,685 Building $315,601
2022$4,718.00 Homeowner's exemption$226,390 Land $39,210 Building $187,180$283,192 Land $39,210 Building $243,982

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pasco County (12101C), updated September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121010312081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 44 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies44 in force

Wildfire

Wildfire RiskHigh
above 70% of the US · above 51% of Florida
Wildfire LikelihoodAbout 1 in 417 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 126 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
SpectrumCable1,000 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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