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12916 White Bluff Rd, Hudson, FL 34669 Property Records

Pasco County property record for 12916 White Bluff Rd, Hudson, FL 34669

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,027 sqft · built 2010
Lot Size0.229 acres (9,998 sqft)
OwnerIndividual Name on Record
Last Sale$375,000 (Jul 2024)
Tax Bill$4,370 (2025)
Deeds & MortgagesDec 2022 Line of Credit
Jul 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-25-17-0070-00000-4590

Property Details

APN / Parcel Number

Primary APN03-25-17-0070-00000-4590
Alternative APN
  • 1211902

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,027 sqft Living Area
Gross Area2,624 sqft
1st Floor Area2,027 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2010
Exterior MaterialConcrete Block
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,998 sqft (0.229 acres)
Garage Area420 sqft
DrivewayDriveway
Driveway Area598 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area177 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number1211902
Street Address12916 WHITE BLUFF RD
CityHUDSON
StateFL
Zip34669-5053
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPUD
Legal DescriptionVERANDAHS PB 56 PG 64 LOT 459
Legal Range17E
Legal Township25S
Legal Section03
Legal SubdivisionVERANDAHS
Legal Tract70
Legal Lot Number459
JurisdictionPASCO FL
Township / Civil DivisionPORT RICHEY
Census Block Group1
Census Block1021
Census Tract31208

Owner

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address12916 WHITE BLUFF RD, HUDSON, FL 34669-5053
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2022Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK NA
Jul 8, 2020Warranty Deed, Transfer · Conventional Mortgage
REGIONS BANK
Jan 18, 2019Warranty Deed, Transfer · FHA Mortgage
MORTGAGE FIRM

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 26, 2024 · Amount on Record
Deed SaleJul 26, 2024 · Amount on Record
Prior SaleJul 8, 2020 · Amount on Record
Deed Document Number2024132282
Deed Book / Page11052 / 3961
Record UpdatedJun 8, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address12916 WHITE BLUFF RD, HUDSON, FL 34669-5053
Transaction TypeMortgage
Record UpdatedJan 12, 2023
Title CompanyFIRST AMERICAN

Transferred To (Grantee/Buyer)

NameVerified Name
Address12916 WHITE BLUFF RD, HUDSON, FL 34669-5053

Mortgage

Document Number0107440538
DateDec 29, 2022
Book Page10744/538
Instrument2022268614
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueNov 25, 2052

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateJul 8, 2020
Property Address12916 WHITE BLUFF RD, HUDSON, FL 34669-5053
Document Number0101330418
Book / Page10133 / 418
Map ReferenceMB 56 PG 64-115
Instrument DateJun 30, 2020
Instrument2020108640
Transaction TypeTransfer
Record UpdatedDec 13, 2021
Title CompanySOUTHEAST TITLE OF SUNCOAST

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,679.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address187 DANDELION CT, 187, SPRING HILL, FL 34606-5346

Transferred To (Grantee/Buyer)

NameVerified Name
Address12916 WHITE BLUFF RD, HUDSON, FL 34669-5053

Mortgage

Document Number10133420
DateJul 8, 2020
Instrument10133/420
Lender
NameREGIONS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2050

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateJan 18, 2019
Property Address12916 WHITE BLUFF RD, HUDSON, FL 34669-5053
Document Number0098470504
Book / Page009847 / 000504
Instrument DateJan 17, 2019
Instrument10262
Transaction TypeTransfer
Record UpdatedFeb 1, 2019
Title CompanyCHAMPION'S TITLE SERVICES LLC, CHAMPION'S TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,561.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address12916 WHITE BLUFF RD HUDSON FL 346695053, HUDSON, FL 34669-5053

Mortgage

Document Number98470506
DateJan 18, 2019
Book Page009847/000506
Instrument10263
Lender
NameMORTGAGE FIRM
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 17, 2049

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,370.00 (-9.97%) Homeowner's exemption$186,535 (-15.33%) Land $62,743 Building $123,792$322,015 (-5.39%) Land $62,743 Building $259,272
2023$4,854.00 (+7.37%) Additional exemption filed$220,300 (+3%) Land $48,703 Building $171,597$340,378 (+27.6%) Land $48,703 Building $291,675
2022$4,521.00 Homeowner's exemption$213,890 Land $41,228 Building $172,662$266,747 Land $41,228 Building $225,519

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 44 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies44 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 51% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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