12920 Westfield Loop, Lillian, AL 36549 Property Records

Baldwin County property record for 12920 Westfield Loop, Lillian, AL 36549

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,490 sqft · built 2017
Lot Size	0.33 acres (14,504 sqft)
Owner	Individual Name on Record
Last Sale	$214,000 (Jul 2017)
Tax Bill	$1,083 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Jul 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`52-08-27-0-000-002.083`

Property Details

APN / Parcel Number

Primary APN	`52-08-27-0-000-002.083`
Alternative APNs	`309037` `342917`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,490 sqft Heated Area
1st Floor Area	2,490 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,504 sqft (0.33 acres)
Lot Dimensions	193 ft deep x 74.8 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	342917
Street Address	12920 WESTFIELD LOOP
City	LILLIAN
State	AL
Zip	36549-4087
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	74.8' X 193.9' IRR LOT 11 BLK A WESTFIELD SUB (RESUB OF LOT2 ZUZU SUB) SLIDES 2400-D & E SEC 27-T7S-R6E (WD/SURVIVORSHIP)
Legal Subdivision	WESTFIELD SUBDIVISION
Legal Block	A
Legal Lot Number	11
Jurisdiction	BALDWIN AL
Township / Civil Division	ELBERTA
Census Block Group	1
Census Block	1000
Census Tract	11603

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	33500 HELMS LN, LILLIAN, AL 36549-5595
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jul 17, 2017	Warranty Deed, Subdivision Related Transfer · VA Mortgage THE FIRST A NATIONAL BANKING ASSN
Mar 6, 2017	Trustee's Deed, Construction Loan · Construction Mortgage HANCOCK BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2017 · Amount on Record
Deed Sale	Jul 17, 2017 · Amount on Record
Deed Document Number	20171644360
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	12920 WESTFIELD LOOP, LILLIAN, AL 36549-4087
Transaction Type	Mortgage
Record Updated	Dec 13, 2021
Title Company	SOURVE OF TITLE INSUTUMET

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001865099
Date	Oct 21, 2020
Instrument	1865099

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2035

July 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Jul 17, 2017
Property Address	12920 WESTFIELD LOOP, LILLIAN, AL 36549-4087
Document Number	0001644360
Map Reference	SL2400D & 2400E
Instrument Date	Jul 11, 2017
Instrument	1644360
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 29, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 3263, PENSACOLA, FL 32516-3263

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12920 WIST FIEDL LOOP, LILLIAN, AL 36549

Mortgage

Document Number	0001644361
Date	Jul 17, 2017
Instrument	1644361

Lender

Name	THE FIRST A NATIONAL BANKING ASSN
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

March 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	BALDWIN AL
Recording Date	Mar 6, 2017
Property Address	12920 WESTFIELD LOOP, LILLIAN, AL 36549-4087
Instrument Date	Mar 1, 2017
Instrument	1620820
Transaction Type	Construction Loan
Record Updated	Mar 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	33553 ROSALIA AVE LILLIAN AL 36549, LILLIAN, AL 36549

Mortgage

Document Number	0001620820
Date	Mar 6, 2017
Instrument	1620820

Lender

Name	HANCOCK BK
Type	Bank
Address	PENSACOLA, FL 32502

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,083.00 (+4.74%)
2025	$1,034.00 (-44.41%)	$36,960 (-44.37%) Land $4,200 Building $32,760	$369,500 (+11.23%) Land $41,900 Building $327,600
2023	$1,860.00 (+10.12%)	$66,440 (+10.11%)	$332,200 (+10.11%) Land $36,100 Building $296,100
2022	$1,689.00 (+12.83%)	$60,340	$301,700 Land $33,100 Building $268,600
2021	$1,497.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	6 (2004–2021)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2021 · river or lake flooding
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 65% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PERDIDO BAY WATER SEWER & FPD serves 12,765 people · EPA ID AL0001490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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