12888 Westfield Loop, Lillian, AL 36549 Property Records

Baldwin County property record for 12888 Westfield Loop, Lillian, AL 36549

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,912 sqft · built 2020
Lot Size	0.235 acres (10,243 sqft)
Owner	Individual Name on File
Last Sale	$222,900 (May 2020)
Tax Bill	$1,917 (2026)
Deeds & Mortgages	May 2020 Sale & Mortgage Sep 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`52-08-27-0-000-002.086`

Property Details

APN / Parcel Number

Primary APN	`52-08-27-0-000-002.086`
Alternative APNs	`309040` `373019`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,912 sqft Heated Area
1st Floor Area	1,912 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,243 sqft (0.235 acres)
Lot Dimensions	120 ft deep x 85 ft wide
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	373019
Street Address	12888 WESTFIELD LOOP
City	LILLIAN
State	AL
Zip	36549-4204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	85' X 120.5' IRR LOT 14 BLK A WESTFIELD SUB (RESUB OF LOT 2ZUZU SUB) SLIDES 2400-D & E SEC 27-T7S-R6E (WDSURVIVORSHIP)
Legal Subdivision	WESTFIELD SUBDIVISION
Legal Block	A
Legal Lot Number	14
Jurisdiction	BALDWIN AL
Township / Civil Division	ELBERTA
Census Block Group	1
Census Block	1000
Census Tract	11603

Owner

12888 Westfield Loop is owned by an individual who bought it in May 2020.

Source: Baldwin County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	131 S H ST, PENSACOLA, FL 32502-4565
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Sep 25, 2019	Trustee's Deed, Construction Loan · Line of Credit HANCOCK WHITNEY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2020 · Amount on File
Deed Sale	May 19, 2020 · Amount on File
Deed Document Number	20201829858
Record Updated	Oct 29, 2026

May 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	May 19, 2020
Property Address	12888 WESTFIELD LOOP, LILLIAN, AL 36549-4204
Document Number	0001829858
Map Reference	SL 2400D&2400E
Instrument Date	May 15, 2020
Instrument	1829858
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 29, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 447, LILLIAN, AL 36549-0447

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12888 WESTFIELD LOOP, LILLIAN, AL 36549-4204

Mortgage

Document Number	0001829859
Date	May 19, 2020
Instrument	1829859

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

September 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	BALDWIN AL
Recording Date	Sep 25, 2019
Property Address	12888 WESTFIELD LOOP, LILLIAN, AL 36549-4204
Instrument Date	Sep 23, 2019
Instrument	1785895
Transaction Type	Construction Loan
Record Updated	Oct 10, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	33553 ROSALIA AVE LILLIAN AL 36549, LILLIAN, AL 36549

Mortgage

Document Number	0001785895
Date	Sep 25, 2019
Instrument	1785895

Lender

Name	HANCOCK WHITNEY BK
Address	PENSACOLA, FL 32502

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 12888 Westfield Loop was $1,917, up 5.7% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,917.00 (+5.68%)
2025	$1,814.00	$64,800 Land $8,380 Building $56,420	$324,000 Land $41,900 Building $282,100
2023	$753.00 (+10.74%) Homeowner's exemption	$28,520 (+10.03%)	$285,100 (+10.08%) Land $36,100 Building $249,000
2022	$680.00 (+18.06%) Homeowner's exemption	$25,920	$259,000 Land $33,100 Building $225,900
2021	$576.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12888 Westfield Loop in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	6 (2004–2021)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2021 · river or lake flooding
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12888 Westfield Loop is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 65% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PERDIDO BAY WATER SEWER & FPD serves 12,765 people · EPA ID AL0001490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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