12874 Westfield Loop, Lillian, AL 36549 Property Records

Baldwin County property record for 12874 Westfield Loop, Lillian, AL 36549

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,589 sqft · built 2020
Lot Size	0.235 acres (10,277 sqft)
Owner	Individual Name on Record
Last Sale	$189,900 (Apr 2020)
Tax Bill	$627 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`52-08-27-0-000-002.087`

Property Details

APN / Parcel Number

Primary APN	`52-08-27-0-000-002.087`
Alternative APNs	`309041` `365225`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,589 sqft Heated Area
1st Floor Area	1,589 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,277 sqft (0.235 acres)
Lot Dimensions	120 ft deep x 85 ft wide
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	365225
Street Address	12874 WESTFIELD LOOP
City	LILLIAN
State	AL
Zip	36549-4204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	85' X 120.9' IRR LOT 15 BLK A WESTFIELD SUB (RESUB OF LOT 2ZUZU SUB) SLIDES 2400-D & E SEC 27-T7S-R6E (WD/SURVIVORSHIP)
Legal Subdivision	WESTFIELD SUBDIVISION
Legal Block	A
Legal Lot Number	15
Jurisdiction	BALDWIN AL
Township / Civil Division	ELBERTA
Census Block Group	1
Census Block	1000
Census Tract	11603

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12874 WESTFIELD LOOP, LILLIAN, AL 36549-4204
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Apr 14, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage NATIONS LNDG
Nov 27, 2019	Trustee's Deed, Construction Loan · Line of Credit HANCOCK WHITNEY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2020 · Amount on Record
Deed Sale	Apr 14, 2020 · Amount on Record
Deed Document Number	20201822844
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	12874 WESTFIELD LOOP, LILLIAN, AL 36549-4204
Transaction Type	Mortgage
Record Updated	Mar 29, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001953917
Date	Oct 28, 2021
Instrument	1953917

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

April 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Apr 14, 2020
Property Address	12874 WESTFIELD LOOP, LILLIAN, AL 36549-4204
Document Number	0001822844
Instrument Date	Apr 10, 2020
Instrument	1822844
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12374 W FIELD LOOP LILLIAN AL 36549, LILLIAN, AL 36549

Mortgage

Document Number	1822845
Date	Apr 14, 2020
Instrument	1822845

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 13, 2050

November 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	BALDWIN AL
Recording Date	Nov 27, 2019
Property Address	12874 WESTFIELD LOOP, LILLIAN, AL 36549-4204
Instrument Date	Nov 21, 2019
Instrument	1797709
Transaction Type	Construction Loan
Record Updated	Dec 13, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	33553 ROSALIA AVE LILLIAN AL 36549, LILLIAN, AL 36549

Mortgage

Document Number	0001797709
Date	Nov 27, 2019
Instrument	1797709

Lender

Name	HANCOCK WHITNEY BK
Address	PENSACOLA, FL 32502

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$627.00 (+5.91%) Homeowner's exemption Senior Citizen's exemption
2025	$592.00 (+14.51%)	$28,440 (+14.03%) Land $4,200 Building $24,240	$284,300 (+14.09%) Land $41,900 Building $242,400
2023	$517.00 (-12.22%) Homeowner's exemption	$24,940 (+10.06%)	$249,200 (+10.07%) Land $36,100 Building $213,100
2022	$589.00 (+18.27%) Homeowner's exemption	$22,660	$226,400 Land $33,100 Building $193,300
2021	$498.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	6 (2004–2021)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2021 · river or lake flooding
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 65% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PERDIDO BAY WATER SEWER & FPD serves 12,765 people · EPA ID AL0001490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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