Humboldt County property record for 1292 Madison St, Ferndale, CA 95536
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.108 acres (4,713 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,000 (Jan 2026) |
| Tax Bill | $1,475 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 030-181-011-000 |
| Primary APN | 030-181-011-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 4,713 sqft (0.108 acres) |
|---|
| Street Address | 1292 MADISON ST |
|---|---|
| City | FERNDALE |
| State | CA |
| Zip | 95536 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2-D |
| Legal Description | L5 B3 /B6P39 M FOSTER & BULMER ADDDDADD0600601085B071982C 86C 00000000 N |
| Legal Subdivision | FOSTER & BULMER ADD |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | HUMBOLDT CA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 11200 |
1292 Madison St is owned by two individuals who bought it in January 2026.
Source: Humboldt County records, as of September 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1282 MADISON ST, FERNDALE, CA 95536 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 28, 2026 · Amount on File |
| Deed Sale | Jan 28, 2026 · Amount on File |
| Deed Document Number | 20261207 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HUMBOLDT CA |
| Recording Date | Jan 28, 2026 |
| Property Address | 1292 MADISON ST, FERNDALE, CA 95536 |
| Document Number | 0000001207 |
| Map Reference | MB 6 PG 39 |
| Instrument Date | Oct 23, 2025 |
| Instrument | 2026-001207 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2026 |
| Title Company | FIDELITY NATL TTL CO OF CA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1282 AND 1292 MADISON STREET, FERNDALE, CA 95536 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001208 |
|---|---|
| Date | Jan 28, 2026 |
| Instrument | 2026-001208 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
The 2025 property tax bill for 1292 Madison St was $1,475, up 3.4% from the year before.
Source: Humboldt County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | California |
| County | Humboldt County |
| Municipality | Ferndale City |
| Unified School District | Ferndale Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,475.00 (+3.44%) | $48,490 Land $10,134 Building $38,356 |
| 2024 | $1,426.00 (+2.74%) | |
| 2023 | $1,388.00 (+0.58%) | $46,609 Land $9,742 Building $36,867 |
| 2022 | $1,380.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1292 Madison St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 33 policies |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 4 (1996–2015) |
| Most Recent Claim | Feb 2015 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1292 Madison St is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEL ORO WATER CO-FERNDALE private · serves 1,662 people · EPA ID CA1210007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| 101Netlink Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Verizon.
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