1289 Madison St, Ferndale, CA 95536 Property Records

Humboldt County property record for 1289 Madison St, Ferndale, CA 95536

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,233 sqft · built 1903
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Company Names on Record
Last Sale	$775,000 (Apr 2026)
Tax Bill	$7,129 (2025)
Deeds & Mortgages	Sep 2026 Sale Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`030-182-001-000`

Property Details

APN / Parcel Number

Primary APN	`030-182-001-000`
Alternative APN	`03018201`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,233 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1953
Construction Type	Wood
Lot Area	16,117 sqft (0.37 acres)
Garage Type	Detached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1289 MADISON ST
City	FERNDALE
State	CA
Zip	95536
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOTS 11-12 BLK 2 FOSTER & BULMER ADD BK 6 PG 39
Legal Subdivision	FOSTER & BULMER ADD
Legal Block	2
Legal Lot Number	11-12
Jurisdiction	HUMBOLDT CA
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2020
Census Tract	11200

Owner

Source: Humboldt County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 271, FERNDALE, CA 95536-0271
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Apr 14, 2026	Grant Deed, Transfer · VA Mortgage ALLIANT CREDIT UNION
Oct 28, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage THE GOLDEN 1 CU
Nov 19, 2021	Grant Deed, Transfer HUMBOLDT LAND TITLE COMPANY, HUMBOLDT LAND TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2026 · Amount on Record
Deed Sale	Apr 14, 2026 · Amount on Record
Prior Sale	Nov 19, 2021 · Amount on Record
Deed Document Number	20264639
Prior Transfer Date	Oct 21, 2022
Prior Transfer Doc	0000019022
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HUMBOLDT CA
Recording Date	Sep 8, 2026
Property Address	1289 MADISON ST, FERNDALE, CA 95536
Document Number	0000012332
Instrument Date	Aug 28, 2026
Instrument	202612332
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HUMBOLDT CA
Recording Date	Apr 14, 2026
Property Address	1289 MADISON ST, FERNDALE, CA 95536
Document Number	0000004639
Instrument Date	Apr 8, 2026
Instrument	20264639
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$86,102.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000004640,
Date	Apr 14, 2026
Instrument	20264640

Lender

Name	ALLIANT CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HUMBOLDT CA
Recording Date	Oct 28, 2022
Property Address	1289 MADISON ST, FERNDALE, CA 95536
Document Number	0000019022
Map Reference	MB 6 PG 39
Instrument Date	Oct 17, 2022
Instrument	2022-019022
Transaction Type	Transfer
Record Updated	Nov 14, 2022
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1289 MADISON ST, FERNDALE, CA 95536

Mortgage

Document Number	0000019053
Date	Oct 28, 2022
Instrument	2022-019053

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2037

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HUMBOLDT CA
Recording Date	Nov 19, 2021
Property Address	1289 MADISON ST, FERNDALE, CA 95536
Document Number	0000025509
Map Reference	MB 6 PG 39
Instrument Date	Nov 11, 2021
Instrument	2021-025509
Transaction Type	Transfer
Record Updated	Dec 8, 2021
Title Company	HUMBOLDT LAND TITLE COMPANY, HUMBOLDT LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1137 J ST, EUREKA, CA 95501-2415

Tax Assessment & Valuation

Source: Humboldt County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	California
County	Humboldt County
Municipality	Ferndale City
Unified School District	Ferndale Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,129.00 (+4.48%) Homeowner's exemption	$605,504 (+4.04%) Land $153,157 Building $452,347
2024	$6,823.00 (+1.05%)
2023	$6,752.00 (+50.51%)	$581,993 Land $147,210 Building $434,783
2022	$4,486.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Nearby Flood Policies	33 in force
Nearby Flood Claims	4 (1996–2015)
Most Recent Claim	Feb 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL ORO WATER CO-FERNDALE private · serves 1,662 people · EPA ID CA1210007
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
101Netlink Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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