1220 Madison St, Ferndale, CA 95536 Property Records

Humboldt County property record for 1220 Madison St, Ferndale, CA 95536

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,654 sqft · built 2021
Lot Size	0.276 acres (12,000 sqft)
Owner	Trust Name on File
Last Sale	$140,000 (Jun 2020)
Tax Bill	$5,546 (2025)
Deeds & Mortgages	Feb 2023 Mortgage May 2022 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`030-181-004-000`

Property Details

APN / Parcel Number

Primary APN	`030-181-004-000`
Alternative APN	`03018104`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,654 sqft Living Area
Gross Area	2,138 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Wood
Lot Area	12,000 sqft (0.276 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1220 MADISON ST
City	FERNDALE
State	CA
Zip	95536
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2-D
Legal Description	LTS1&2 BL3 FOSTER & BULMER ADDN BK6 MAPS PG39
Legal Subdivision	FOSTER & BULMER ADDN
Legal Block	3
Legal Lot Number	1,2
Jurisdiction	HUMBOLDT CA
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2018
Census Tract	11200

Owner

1220 Madison St is held in a trust since May 2022.

Source: Humboldt County records, as of August 25, 2025

Owner of Record	Trust Name on File
Mailing Address	PO BOX 595, FERNDALE, CA 95536-0595
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2023	Deed of Trust, Mortgage · Commercial Mortgage COAST CENTRAL CU
May 6, 2022	Intrafamily Transfer, Transfer
Feb 2, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage CATALYST MORTGAGE
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage COAST CENTRAL CU
Jul 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage REPROP INVS
Jun 26, 2020	Grant Deed, Transfer HUMBOLDT LAND TITLE COMPANY, HUMBOLDT LAND TITLE CO.
Nov 4, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2020 · Amount on File
Deed Sale	Jun 26, 2020 · Amount on File
Prior Sale	Jun 26, 2020 · Amount on File
Deed Document Number	202010350
Last Transfer Date	May 3, 2022
Transfer Doc	0000008937
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	1220 MADISON ST, FERNDALE, CA 95536-9756
Transaction Type	Mortgage
Record Updated	Mar 3, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 595, FERNDALE, CA 95536-0595

Mortgage

Document Number	0000002125
Date	Feb 17, 2023
Instrument	2023-002125

Lender

Name	COAST CENTRAL CU
Type	Credit Union
Address	EUREKA, CA 95501

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HUMBOLDT CA
Recording Date	May 6, 2022
Property Address	1220 MADISON ST, FERNDALE, CA 95536-9756
Document Number	0000008937
Map Reference	MB 6 PG 39
Instrument Date	May 3, 2022
Instrument	2022-008937
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 595, FERNDALE, CA 95536-0595
Investor	Possibly a Property Investor

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HUMBOLDT CA
Recording Date	Feb 2, 2022
Property Address	1220 MADISON ST, FERNDALE, CA 95536-9756
Document Number	0000002284
Map Reference	MB 6 PG 39
Instrument Date	Jan 22, 2022
Instrument	2022-002284
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1220 MADISON ST, FERNDALE, CA 95536-9756

Mortgage

Document Number	0000002285
Date	Feb 2, 2022
Instrument	2022-002285

Lender

Name	CATALYST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	1220 MADISON ST, FERNDALE, CA 95536-9756
Transaction Type	Mortgage
Record Updated	Apr 16, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 MADISON ST, FERNDALE, CA 95536-9756

Mortgage

Document Number	0000007063
Date	Mar 30, 2021
Instrument	2021-007063

Lender

Name	COAST CENTRAL CU
Type	Credit Union
Address	EUREKA, CA 95501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	1220 MADISON ST, FERNDALE, CA 95536-9756
Document Number	0000011851
Instrument Date	Jul 15, 2020
Transaction Type	Mortgage
Record Updated	Jul 29, 2020
Title Company	HUMBOLDT LAND TITLE COMPANY, HUMBOLDT LAND TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 595 FERNDALE CA 955360595, FERNDALE, CA 95536-0595

Mortgage

Document Number	0000011851
Date	Jul 17, 2020
Instrument	11851

Lender

Name	REPROP INVS
Type	MERS
Address	EUREKA, CA 95501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HUMBOLDT CA
Recording Date	Jun 26, 2020
Property Address	1220 MADISON ST, FERNDALE, CA 95536-9756
Document Number	0000010350
Instrument Date	Jun 22, 2020
Instrument	10350
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	HUMBOLDT LAND TITLE COMPANY, HUMBOLDT LAND TITLE CO.

Transaction

Amount	Amount on Record
Tax	$154.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 595 FERNDALE CA 955360595, FERNDALE, CA 95536-0595

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HUMBOLDT CA
Recording Date	Nov 4, 2019
Property Address	1220 MADISON ST, FERNDALE, CA 95536-9756
Document Number	0000018953
Instrument Date	Oct 24, 2019
Instrument	18953
Transaction Type	Transfer
Record Updated	Nov 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 1453 FERNDALE CA 955361453, FERNDALE, CA 95536-1453

Tax Assessment & Valuation

The 2025 property tax bill for 1220 Madison St was $5,546, up 4.4% from the year before.

Source: Humboldt County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	California
County	Humboldt County
Municipality	Ferndale City
Unified School District	Ferndale Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,546.00 (+4.39%)	$444,537 Land $153,109 Building $291,428
2024	$5,313.00 (+121.84%)
2023	$2,395.00 (+0.97%)	$147,164 Land $147,164
2022	$2,372.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1220 Madison St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Nearby Flood Policies	33 in force
Nearby Flood Claims	4 (1996–2015)
Most Recent Claim	Feb 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1220 Madison St is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL ORO WATER CO-FERNDALE private · serves 1,662 people · EPA ID CA1210007
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
101Netlink Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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