1292 E 10th St, Apopka, FL 32703 Property Records

Orange County property record for 1292 E 10th St, Apopka, FL 32703

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,552 sqft · built 2018
Lot Size	0.66 acres (2,870 sqft)
Owner	Individual Name on File
Last Sale	$291,000 (Dec 2021)
Tax Bill	$4,355 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2024 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`14-21-28-0151-00-950`

Property Details

APN / Parcel Number

Primary APN	`14-21-28-0151-00-950`
Alternative APNs	`282114015100950` `201584` `205366` `209175`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,552 sqft Living Area
Gross Area	2,182 sqft
1st Floor Area	698 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Townhouse
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,870 sqft (0.66 acres)
Garage Type	Attached
Garage Area	399 sqft
Porch	Finished/Open Porch
Porch Area	15 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1292 E 10TH ST
City	APOPKA
State	FL
Zip	32703-5425
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	P-D
Legal Description	AMBERGATE 91/72 LOT 95 DESC: BEG AT THE SW CORNER OF LOT 95 TH N00-01-47W 31 FT TH N89-58-13E 95 FT TH S00-01-47E 31 FT TH S89-58-13W 10 FT TH N00-01-47W 2.33 FT TH S89-58-13W 31.3
Legal Range	28E
Legal Township	21S
Legal Section	14
Legal Subdivision	AMBERGATE
Legal Lot Number	95
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	1
Census Block	1001
Census Tract	17504

Owner

Source: Orange County assessment roll, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1292 E 10TH ST, APOPKA, FL 32703-5425
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Oct 23, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 9, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Apr 9, 2019	Deed of Trust, Mortgage · FHA Mortgage FBC MORTGAGE LLC
Nov 27, 2019	Deed of Trust, Mortgage · FHA Mortgage FBC MORTGAGE LLC
Dec 21, 2021	Warranty Deed, Transfer · FHA Mortgage ALKAN MORTGAGE CORP
Sep 16, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Oct 9, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage CITADEL SVCNG CORP
Aug 3, 2018	Loan Modification, Mortgage FIFTH THIRD BK
Aug 10, 2018	Special Warranty Deed, Transfer · FHA Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 21, 2021 · Amount on Record
Deed Sale	Dec 21, 2021 · Amount on Record
Prior Sale	Aug 10, 2018 · Amount on Record
Deed Document Number	2021779474
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Recording Date	Jun 23, 2026
Property Address	1292 E 10TH ST, APOPKA, FL 32703-5425
Document Number	0000347152
Instrument Date	Jun 4, 2026
Instrument	2026347152
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	1292 E 10TH ST, APOPKA, FL 32703-5425

Mortgage

Document Number	0000347152,
Date	Jun 23, 2026
Instrument	2026347152

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	307 Months
Due	Jan 1, 2052

Interest

Rate	6.37%
Max Rate	-1%

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1292 E 10TH ST, APOPKA, FL 32703-5425
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1292 E 10TH ST, APOPKA, FL 32703-5425

Mortgage

Document Number	0000605175
Date	Oct 23, 2024
Instrument	20240605175

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	327 Months
Due	Jan 1, 2052

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1292 E 10TH ST, APOPKA, FL 32703-5425
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1292 E 10TH ST, APOPKA, FL 32703-5425

Mortgage

Document Number	0000135678
Date	Mar 9, 2023
Instrument	20230135678

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Mar 15, 2052

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1292 E 10TH ST, APOPKA, FL 32703-5425
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	CLEAR TITLE OF FLORIDA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000214670
Date	Apr 9, 2019
Instrument	20190214670

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1292 E 10TH ST, APOPKA, FL 32703-5425
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	CLEAR TITLE OF FLORIDA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000747004
Date	Nov 27, 2019
Instrument	20190747004

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Dec 21, 2021
Property Address	1292 E 10TH ST, APOPKA, FL 32703-5425
Document Number	0000779474
Map Reference	MB 91 PG 72
Instrument Date	Dec 15, 2021
Instrument	20210779474
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	BROWNSTONE TITLE SERVICES, BROWNSTONE TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,037.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1292 E 10TH ST, APOPKA, FL 32703-5425

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1292 E 10TH ST, APOPKA, FL 32703-5425

Mortgage

Document Number	0000779475
Date	Dec 21, 2021
Instrument	20210779475

Lender

Name	ALKAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1292 E 10TH ST, APOPKA, FL 32703-5425
Document Number	0000534315
Instrument Date	Sep 16, 2020
Transaction Type	Mortgage
Record Updated	Oct 29, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1292 E 10TH ST APOPKA FL 327035425, APOPKA, FL 32703-5425

Mortgage

Document Number	0000534315
Date	Oct 13, 2020
Instrument	534315

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 12, 2050

October 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Oct 9, 2019
Property Address	1292 E 10TH ST, APOPKA, FL 32703-5425
Document Number	0000630052
Instrument Date	Aug 13, 2019
Instrument	630052
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 24, 2019
Title Company	PSH TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,763.93
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1096 GOLDENROD FL 327331096, GOLDENROD, FL 32733-1096

Mortgage

Document Number	630055
Date	Oct 9, 2019
Instrument	630055

Lender

Name	CITADEL SVCNG CORP
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2049

Interest

Rate Type	Adjustable Rate
Rate	6.37%

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE FL
Recording Date	Aug 3, 2018
Property Address	1292 E 10TH ST, APOPKA, FL 32703-5425
Instrument Date	Aug 2, 2018
Instrument	462424
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5200 VINELAND RD #200 ORLANDO FL 328117674, 200, ORLANDO, FL 32811-7674

Mortgage

Document Number	0000462424
Date	Aug 3, 2018
Instrument	462424

Lender

Name	FIFTH THIRD BK
Type	Bank

Agreement

Amount	Amount Recorded

August 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Aug 10, 2018
Property Address	1292 E 10TH ST, APOPKA, FL 32703-5425
Document Number	0000475664
Map Reference	MB 91 PG 72
Instrument Date	Jul 23, 2018
Instrument	20180475664
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	PSH TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,561.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5200 VINELAND RD STE 200, 5200, ORLANDO, FL 32811-7674

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1292 E 10TH ST, APOPKA, FL 32703-5425

Mortgage

Document Number	0000475665
Date	Aug 10, 2018
Instrument	20180475665

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$249,670 (-9.53%) Land $55,000 Building $194,670	$249,670 (-15.28%) Land $55,000 Building $194,670
2025	$4,355.00 (+5.24%) Homeowner's exemption	$275,979 (+5.99%)	$294,700 (+6.5%) Land $55,000 Building $239,700
2024	$4,138.00 (+7.42%)
2023	$3,852.00 (+3.94%) Homeowner's exemption	$260,389 (+3%)	$276,701 (+9.45%) Land $55,000 Building $221,701
2022	$3,706.00 Homeowner's exemption	$252,805 Land $50,000 Building $202,805	$252,805 Land $50,000 Building $202,805

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	7 (1994–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	APOPKA, CITY OF (5 WTPS) serves 71,917 people · EPA ID FL3480200
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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