1286 E 10th St, Apopka, FL 32703 Property Records

Orange County property record for 1286 E 10th St, Apopka, FL 32703

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,568 sqft · built 2018
Lot Size	0.68 acres (2,945 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Jun 2021)
Tax Bill	$4,426 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-21-28-0151-00-940`

Property Details

APN / Parcel Number

Primary APN	`14-21-28-0151-00-940`
Alternative APNs	`282114015100940` `201583` `205365` `209174`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,568 sqft Living Area
Gross Area	2,230 sqft
1st Floor Area	705 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Townhouse
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,945 sqft (0.68 acres)
Garage Type	Attached
Garage Area	441 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1286 E 10TH ST
City	APOPKA
State	FL
Zip	32703-5425
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	P-D
Legal Description	AMBERGATE 91/72 LOT 94
Legal Range	28E
Legal Township	21S
Legal Section	14
Legal Subdivision	AMBERGATE
Legal Lot Number	94
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	1
Census Block	1001
Census Tract	17504

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1286 E 10TH ST, APOPKA, FL 32703-5425
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Aug 3, 2020	Deed of Trust, Mortgage · VA Mortgage FBC MTG
Oct 23, 2019	Deed of Trust, Mortgage · VA Mortgage FBC MTG
Aug 3, 2018	Loan Modification, Mortgage · Line of Credit FIFTH THIRD BK
Jun 29, 2018	Deed of Trust, Transfer · VA Mortgage PARK SQUARE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2021 · Amount on Record
Deed Sale	Jun 2, 2021 · Amount on Record
Prior Sale	Jul 9, 2018 · Amount on Record
Deed Document Number	2021327791
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1286 E 10TH ST, APOPKA, FL 32703-5425
Transaction Type	Mortgage
Record Updated	Jun 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1510 MARDEN RIDGE LOOP 403, 403, APOPKA, FL 32703-6954

Mortgage

Document Number	20210327792
Date	Jun 2, 2021
Instrument	20210327792

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1286 E 10TH ST, APOPKA, FL 32703-5425
Document Number	0000466266
Instrument Date	Aug 3, 2020
Transaction Type	Mortgage
Record Updated	Sep 23, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1286 E 10TH ST APOPKA FL 327035425, APOPKA, FL 32703-5425

Mortgage

Document Number	0000466266
Date	Sep 3, 2020
Instrument	466266

Lender

Name	FBC MTG
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 2, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1286 E 10TH ST, APOPKA, FL 32703-5425
Document Number	0000676136
Instrument Date	Oct 23, 2019
Transaction Type	Mortgage
Record Updated	Nov 18, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1286 E 10TH ST APOPKA FL 327035425, APOPKA, FL 32703-5425

Mortgage

Document Number	0000676136
Date	Oct 28, 2019
Instrument	676136

Lender

Name	FBC MTG
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2049

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE FL
Recording Date	Aug 3, 2018
Property Address	1286 E 10TH ST, APOPKA, FL 32703-5425
Instrument Date	Aug 2, 2018
Instrument	462424
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5200 VINELAND RD #200 ORLANDO FL 328117674, 200, ORLANDO, FL 32811-7674

Mortgage

Document Number	0000462424
Date	Aug 3, 2018
Instrument	462424

Lender

Name	FIFTH THIRD BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2018: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1286 E 10TH ST, APOPKA, FL 32703-5425
Document Number	0000400112
Instrument Date	Jun 29, 2018
Transaction Type	Transfer
Record Updated	Jul 27, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1010 BRIELLE AVE OVIEDO FL 327655400, OVIEDO, FL 32765-5400

Mortgage

Document Number	0000400112
Date	Jul 9, 2018
Instrument	400112

Lender

Name	PARK SQUARE HOME MORTGAGE LLC
Address	189 S ORANGE AVE # 950, ORLANDO, FL 32801-3264

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 8, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$253,570 (-9.57%) Land $55,000 Building $198,570	$253,570 (-15.35%) Land $55,000 Building $198,570
2025	$4,426.00 (+5.18%) Homeowner's exemption	$280,391 (+5.99%)	$299,540 (+6.55%) Land $55,000 Building $244,540
2024	$4,208.00 (+7.46%)
2023	$3,916.00 (+3.9%) Homeowner's exemption	$264,552 (+3%)	$281,119 (+9.45%) Land $55,000 Building $226,119
2022	$3,769.00 Homeowner's exemption	$256,847 Land $50,000 Building $206,847	$256,847 Land $50,000 Building $206,847

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	7 (1994–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	APOPKA, CITY OF (5 WTPS) serves 71,917 people · EPA ID FL3480200
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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