1292 Bal Harbor Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 1292 Bal Harbor Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,000 sqft · built 1964
Lot Size	0.168 acres (7,336 sqft)
Owner	Individual Name on Record
Last Sale	$93,400 (Oct 2014)
Tax Bill	$1,273 (2025)
Deeds & Mortgages	Feb 2020 Mortgage May 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`018.033.03002231`

Property Details

APN / Parcel Number

Primary APN	`018.033.03002231`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,000 sqft Living Area
Gross Area	1,600 sqft
1st Floor Area	1,000 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Construction Type	Masonry / Concrete Block
Lot Area	7,336 sqft (0.168 acres)
Lot Dimensions	67 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	600 sqft
Porch	Open Frame Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1292 BAL HARBOR DR
City	ARNOLD
State	MO
Zip	63010-4006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BAYSHORE LOT 219
Legal Range	6E
Legal Township	43N
Legal Section	33
Legal Subdivision	BAYSHORE
Legal Block	1
Legal Lot Number	219
Jurisdiction	JEFFERSON MO
Township / Civil Division	ARNOLD
Census Block Group	1
Census Block	1005
Census Tract	700115

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1292 BAL HARBOR DR, ARNOLD, MO 63010-4006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2020	Deed of Trust, Mortgage · FHA Mortgage REGIONS BANK
May 12, 2022	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Jul 21, 2020	Deed of Trust, Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2014 · Amount on Record
Deed Sale	Oct 17, 2014 · Amount on Record
Deed Document Number	201431197
Prior Transfer Date	Jun 15, 2005
Prior Transfer Doc	0000031382
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1292 BAL HARBOR DR, ARNOLD, MO 63010-4006
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	NETCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006854
Date	Feb 27, 2020
Instrument	2020R-006854

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1292 BAL HARBOR DR, ARNOLD, MO 63010-4006
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1292 BAL HARBOR DR, ARNOLD, MO 63010-4006

Mortgage

Document Number	0000015935
Date	May 12, 2022
Instrument	2022R-015935

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1292 BAL HARBOR DR, ARNOLD, MO 63010-4006
Document Number	0000031941
Instrument Date	Jul 21, 2020
Transaction Type	Mortgage
Record Updated	Oct 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1292 BAL HARBOR DR ARNOLD MO 630104006, ARNOLD, MO 63010-4006

Mortgage

Document Number	0000031941
Date	Aug 31, 2020
Instrument	31941

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2050

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Arnold City
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$18,800 (-) Land $2,700 Building $16,100	$98,900 (-) Land $14,400 Building $84,500
2025	$1,273.00 (+4%)	$18,800 (+7.43%) Land $2,700 Building $16,100	$98,900 (-) Land $14,400 Building $84,500
2024	$1,224.00 (+0.66%)		$98,900 (+7.38%) Land $14,400 Building $84,500
2023	$1,216.00	$17,500 Land $2,700 Building $14,800	$92,100 Land $14,400 Building $77,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	33 (1979–2015)
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms & Flooding, Sep 1993 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 1 serves 21,113 people · EPA ID MO6024292
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Oct 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Wisper ISP.

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