1273 Bal Harbor Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 1273 Bal Harbor Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	1 ba · 888 sqft · built 1964
Lot Size	0.149 acres (6,509 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,921 (Mar 2023)
Tax Bill	$1,118 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`018.033.03002203`

Property Details

APN / Parcel Number

Primary APN	`018.033.03002203`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	888 sqft Living Area
Gross Area	1,152 sqft
1st Floor Area	888 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Construction Type	Frame
Lot Area	6,509 sqft (0.149 acres)
Lot Dimensions	106 ft deep x 67 ft wide
Garage Type	Attached
Garage Area	264 sqft
Porch	Open Frame Porch
Porch Area	80 sqft
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1273 BAL HARBOR DR
City	ARNOLD
State	MO
Zip	63010-4005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BAYSHORE LOT 186
Legal Range	6E
Legal Township	43N
Legal Section	33
Legal Subdivision	BAYSHORE
Legal Block	1
Legal Lot Number	186
Jurisdiction	JEFFERSON MO
Township / Civil Division	ARNOLD
Census Block Group	1
Census Block	1014
Census Tract	700115

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1273 BAL HARBOR DR, ARNOLD, MO 63010-4005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2023	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN MORTGAGE LLC
Apr 14, 2020	Deed of Trust, Mortgage GUILD MTG
May 8, 2019	Deed of Trust, Mortgage · FHA Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2023 · Amount on Record
Deed Sale	Mar 7, 2023 · Amount on Record
Prior Sale	Jan 3, 2012 · Amount on Record
Deed Document Number	20235332
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Mar 7, 2023
Property Address	1273 BAL HARBOR DR, ARNOLD, MO 63010-4005
Document Number	0000005332
Map Reference	MB 28 PG 27
Instrument Date	Mar 3, 2023
Instrument	2023R-005332
Transaction Type	Transfer
Record Updated	Mar 21, 2023
Title Company	DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6975 PERNOD AVEH, SAINT LOUIS, MO 63139

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1273 BAL HARBOR DR, ARNOLD, MO 63010-4005

Mortgage

Document Number	0000005333
Date	Mar 7, 2023
Instrument	2023R-005333

Lender

Name	NEW AMERICAN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1273 BAL HARBOR DR, ARNOLD, MO 63010-4005
Document Number	0000012880
Instrument Date	Apr 14, 2020
Transaction Type	Mortgage
Record Updated	May 20, 2020
Title Company	INTEGRITY TITLE SOLUTIONS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1273 BAL HARBOR DR ARNOLD MO 630104005, ARNOLD, MO 63010-4005

Mortgage

Document Number	0000012880
Date	Apr 16, 2020
Instrument	12880

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1273 BAL HARBOR DR, ARNOLD, MO 63010-4005
Document Number	0000013442
Instrument Date	May 8, 2019
Transaction Type	Mortgage
Record Updated	May 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1273 BAL HARBOR DR ARNOLD MO 630104005, ARNOLD, MO 63010-4005

Mortgage

Document Number	0000013442
Date	May 14, 2019
Instrument	13442

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2049

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Arnold City
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,500 (-) Land $2,700 Building $13,800	$87,200 (-) Land $14,400 Building $72,800
2025	$1,118.00 (+3.81%)	$16,500 (+7.14%) Land $2,700 Building $13,800	$87,200 (-) Land $14,400 Building $72,800
2024	$1,077.00 (+0.65%)		$87,200 (+7.39%) Land $14,400 Building $72,800
2023	$1,070.00	$15,400 Land $2,700 Building $12,700	$81,200 Land $14,400 Building $66,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	33 (1979–2015)
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms & Flooding, Sep 1993 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 1 serves 21,113 people · EPA ID MO6024292
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Oct 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Wisper ISP.

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