Jefferson County property record for 1277 Bal Harbor Dr, Arnold, MO 63010
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 816 sqft · built 1965 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,063 (2025) |
| Deeds & Mortgages | Jan 2026 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 018.033.03002202 |
| Primary APN | 018.033.03002202 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 816 sqft Living Area |
| Gross Area | 1,080 sqft |
| 1st Floor Area | 816 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Construction Type | Frame |
| Lot Area | 6,000 sqft (0.138 acres) |
| Lot Dimensions | 106 ft deep x 76 ft wide |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Patio Area | 480 sqft |
| Heating System | HVAC |
|---|
| Street Address | 1277 BAL HARBOR DR |
|---|---|
| City | ARNOLD |
| State | MO |
| Zip | 63010-4005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BAYSHORE LOT 185 |
| Legal Range | 6E |
| Legal Township | 43N |
| Legal Section | 33 |
| Legal Subdivision | BAYSHORE |
| Legal Block | 1 |
| Legal Lot Number | 185 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | ARNOLD |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 700115 |
Source: Jefferson County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1277 BAL HARBOR DR, ARNOLD, MO 63010-4005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 1277 BAL HARBOR DR, ARNOLD, MO 63010-4005 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Title Company | TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 1277 BAI HARBOR DR, ARNOLD, MO 63010-4005 |
| Document Number | 0000001862 |
|---|---|
| Date | Jan 23, 2026 |
| Instrument | 2026R-001862 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CHESTERFIELD, MO 63005 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 31, 2040 |
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Arnold City |
| County | Jefferson County |
| Unified School District | Fox C-6 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $15,700 (-) Land $2,700 Building $13,000 | $83,000 (-) Land $14,400 Building $68,600 | |
| 2025 | $1,063.00 (+3.4%) | $15,700 (+6.8%) Land $2,700 Building $13,000 | $83,000 (-) Land $14,400 Building $68,600 |
| 2024 | $1,028.00 (+0.59%) | $83,000 (+7.1%) Land $14,400 Building $68,600 | |
| 2023 | $1,022.00 | $14,700 Land $2,700 Building $12,000 | $77,500 Land $14,400 Building $63,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 33 (1979–2015) |
| Most Recent Claim | Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEFFERSON COUNTY PWSD 1 serves 21,113 people · EPA ID MO6024292 |
|---|---|
| Water Source | Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES |
| Last State Inspection | Oct 2023 |
| Lead | 7 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Wisper ISP.
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