12910 E 550th Ave, Watson, IL 62473 Property Records

Effingham County property record for 12910 E 550th Ave, Watson, IL 62473

Property Summary

Property Type	Single Family Home
Details	1 bd · 1,334 sqft · built 1978
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$152,000 (Jan 2005)
Tax Bill	$2,774 (2024)
Flood Zone	Zone X (minimal risk)
APN	`13-09-006-014`

Property Details

APN / Parcel Number

Primary APN	`13-09-006-014`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	1,334 sqft Base Area
1st Floor Area	1,334 sqft
Basement Area	1,334 sqft
Unfinished Basement	1,334 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Frame
Lot Area	43,560 sqft (1 acres)
Garage Type	Mixed
Garage Area	1,176 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	12910 E 550TH AVE
City	WATSON
State	IL
Zip	62473-2232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 ACRE SW COR E1/2 SE NE 2632/196 373/11
Jurisdiction	EFFINGHAM IL
Township / Civil Division	UNION
Census Block Group	1
Census Block	1116
Census Tract	950400

Owner

Source: Effingham County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	709 E WASHINGTON AVE, EFFINGHAM, IL 62401-3446
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2005 · Amount on Record
Deed Sale	Jan 6, 2005 · Amount on Record
Deed Document Number	2005125
Deed Book / Page	2098 / 126
Last Transfer Date	Jun 23, 2010
Transfer Doc	2632/196
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Union Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,774.00 (+27.31%)	$48,300 (+21.57%) Land $2,990 Building $45,310	$144,900 (+21.57%) Land $8,970 Building $135,930
2022	$2,179.00	$39,730 Land $2,460 Building $37,270	$119,190 Land $7,380 Building $111,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
GigFire Fixed Wireless	150 / 130
KNR Wireless Fixed Wireless	100 / 10
AT&T Fixed Wireless	25 / 3