12377 E 550th Ave, Watson, IL 62473 Property Records

Effingham County property record for 12377 E 550th Ave, Watson, IL 62473

Property Summary

Property Type	Rural Home
Details	1,380 sqft · built 2003
Lot Size	9.98 acres (435,164 sqft)
Owner	Individual Name on Record
Tax Bill	$3,671 (2022)
Deeds & Mortgages	Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-09-006-028`

Property Details

APN / Parcel Number

Primary APN	`13-09-006-028`

Interior

Stories	2 Stories
Building Area	1,380 sqft Base Area
Basement Area	1,380 sqft

Exterior

Year Built	Built 2003
Construction Type	Frame
Roof Material	Other
Lot Area	435,164 sqft (9.98 acres)
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	12377 E 550TH AVE
City	WATSON
State	IL
Zip	62473-2237
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	E 646FT FO N 710FT N 1/2 SW FR EXCEPT E 33FT THEREOF 1888/145 532/255
Jurisdiction	EFFINGHAM IL
Township / Civil Division	UNION
Census Block Group	2
Census Block	2001
Census Tract	950400

Owner

Source: Effingham County records, as of August 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12377 E 550TH AVE, WATSON, IL 62473-2237
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 18, 2018
Transfer Doc	3392/043
Record Updated	Jun 7, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Jun 18, 2018
Property Address	12377 E 550TH AVE, WATSON, IL 62473-2237
Document Number	3392/043
Book / Page	3392 / 043
Instrument Date	Jun 15, 2018
Instrument	201801802401
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$72.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12377 E 550TH AVE, WATSON, IL 62473-2237

Mortgage

Document Number	201801802402
Date	Jun 18, 2018
Instrument	201801802402

Lender

Name	LAND OF LINCOLN CU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jun 15, 2023

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Union Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$3,671.00 Homeowner's exemption	$74,310 Land $4,440 Building $69,870	$222,930 Land $13,320 Building $209,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20
KNR Wireless Fixed Wireless	100 / 10