12790 E 550th Ave, Watson, IL 62473 Property Records

Effingham County property record for 12790 E 550th Ave, Watson, IL 62473

Property Summary

Property Type	Rural Home
Details	1 bd · 1,344 sqft · built 1980
Lot Size	5.1 acres (222,156 sqft)
Owner	2 Individual Names on Record
Last Sale	$70,000 (Nov 2008)
Tax Bill	$1,705 (2024)
Flood Zone	Zone X (minimal risk)
APN	`13-09-006-026`

Property Details

APN / Parcel Number

Primary APN	`13-09-006-026`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	1,344 sqft Base Area
1st Floor Area	1,344 sqft
Basement Area	1,344 sqft
Unfinished Basement	1,344 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Frame
Lot Area	222,156 sqft (5.1 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	12790 E 550TH AVE
City	WATSON
State	IL
Zip	62473-2234
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	E 360FT OF S 605FT OF W 660FT SE NE 2457/129 2457/126 1678/83
Jurisdiction	EFFINGHAM IL
Township / Civil Division	UNION
Census Block Group	1
Census Block	1116
Census Tract	950400

Owner

Source: Effingham County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12790 E 550TH AVE, WATSON, IL 62473-2234
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2008 · Amount on Record
Deed Sale	Nov 17, 2008 · Amount on Record
Prior Sale	Oct 19, 2001 · Amount on Record
Deed Document Number	2008805879
Deed Book / Page	2457 / 126
Prior Transfer Date	Nov 14, 2008
Prior Transfer Doc	2457/129
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Union Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,705.00 (-6.42%)	$49,150 (+21.9%) Land $4,300 Building $44,850	$147,450 (+21.9%) Land $12,900 Building $134,550
2022	$1,822.00 Homeowner's exemption	$40,320 Land $3,420 Building $36,900	$120,960 Land $10,260 Building $110,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
GigFire Fixed Wireless	150 / 130
KNR Wireless Fixed Wireless	100 / 10
AT&T Fixed Wireless	25 / 3