12905 Ring Rd, Saint Charles, MI 48655 Property Records

Saginaw County property record for 12905 Ring Rd, Saint Charles, MI 48655 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1908
Square Footage	1,008 sqft Living Area
Lot Size	1,618,690 sqft (37.1 acres)
Occupancy	Owner Occupied
Tax Bill	$512.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`24-10-3-18-3003-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	1,008 sqft Living Area
1st Floor	1,008 sqft 1st Floor
Basement Area	1,008 sqft Basement
Unfinished Basement	1,008 sqft Unfinished
Stories	1 Stories

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	1,618,690 sqft (37.1 acres)
Total Buildings	2 Total Buildings
Porch	Porch
Porch Area	86 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	12905 RING RD
City	SAINT CHARLES
State	MI
Zip	48655-8500
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SW FRL 1/4 EXC E 80 ACRES ALSO EXC S 1485.15 FT THEREOF 39.12 ACRES SEC 18 T10N R3E
Legal Range	03E
Legal Township	10N
Legal Section	18
Jurisdiction	SAGINAW MI
Minor Civil Division	ST. CHARLES
Census Blockgroup	3
Census Block	3055
Census Tract	12600

Owner

Source: Saginaw County records · APN 24-10-3-18-3003-000

Assessment roll updated September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	8417 MCINTOSH CIR, FLUSHING, MI 48433-1146
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	May 11, 2026
Transfer Doc	0000012914
Record Refreshed	Sep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	May 12, 2026
Property Address	12905 RING RD, SAINT CHARLES, MI 48655-8500
Document Number	0000012914
Instrument Date	May 11, 2026
Instrument	202612914
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Document

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	8417 MCINTOSH CIR, FLUSHING, MI 48433-1146

Tax Assessment & Valuation

Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	St. Charles Township
Unified School District	St. Charles Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$128,300 (+14.96%)	$256,600 (+14.96%)
2025	$512.00 (-65.93%) Homeowner's exemption	$111,600 (+9.95%)	$223,200 (+9.95%)
2023		$101,500	$203,000
2022	$1,503.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Saginaw County (26145C), updated March 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.