12580 Ring Rd, Saint Charles, MI 48655 Property Records

Saginaw County property record for 12580 Ring Rd, Saint Charles, MI 48655 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 1978
Square Footage	1,956 sqft Living Area
Lot Size	131,987 sqft (3.03 acres)
Occupancy	Owner Occupied
Last Sale	$157,000 (2014)
Tax Bill	$1,137.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`24-10-3-18-2002-001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	5 Rooms
Building Area	1,956 sqft Living Area
1st Floor	1,956 sqft 1st Floor
Basement Area	1,568 sqft Basement
Finished Basement	1,568 sqft Finished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Combination Exterior
Foundation Type	No Foundation Foundation
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	131,987 sqft (3.03 acres)
Parking Spaces	7 Parking Spaces
Garage Area	2,095 sqft Garage

Exterior Amenities

Deck Area	Deck Area
Patio Area	953 sqft Patio
Porch	Covered Porch
Porch Area	450 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	12580 RING RD
City	SAINT CHARLES
State	MI
Zip	48655-9513
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BEG AT CENTER OF SEC 18 TH S78DEG 44MIN W ON E&W 1/4 LINE 103.32 FT TH N14DEG 48MIN 10 SECONDS W ON E BANK OF SANDERSON DRAIN 681.3 FT TH N78DEG 44MIN E 282.58 FT TO N&S 1/4 LINE TH S ON SAID 1/4 LINE 693.71 FT TO POB 3.1 ACRES SEC 18 T10N R3E
Legal Range	03E
Legal Township	10N
Legal Section	18
Jurisdiction	SAGINAW MI
Minor Civil Division	ST. CHARLES
Census Blockgroup	1
Census Block	1027
Census Tract	12600

Owner

Source: Saginaw County records · APN 24-10-3-18-2002-001

Assessment roll updated September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	12580 RING RD, SAINT CHARLES, MI 48655-9513
Occupancy	Owner Occupied
Owner Type	Owner is a Company
Vesting	Owner is a Trust, Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 11, 2014 · Amount on Record
Deed Sale	Sep 11, 2014 · Amount on Record
Prior Sale	Mar 05, 1998 · Amount on Record
Deed Doc Number	201426100
Deed Book / Page	2786 / 800
Last Transfer Date	Mar 13, 2017
Transfer Doc	0000006759
Record Refreshed	Sep 20, 2026

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Mar 21, 2017
Property Address	12580 RING RD, SAINT CHARLES, MI 48655-9513
Document Number	0000006759
Book / Page	002893 / 000615
Instrument Date	Mar 13, 2017
Instrument	6759
Transaction Type	Transfer
Record Updated	Apr 07, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Document Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	12580 RING RD ST CHARLES MI 486559513, ST CHARLES, MI 48655-9513

Tax Assessment & Valuation

Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	St. Charles Township
Unified School District	St. Charles Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$169,700 (+27.12%)	$339,400 (+27.12%)
2025	$1,137.00 (-62.89%) Homeowner's exemption
2023		$133,500	$267,000
2022	$3,064.00

Flood & Wildfire

12580 Ring Rd is in FEMA Zone A, inside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Saginaw County (26145C), updated March 29, 2024

FEMA Flood Zone	Zone A 1% annual chance, no base flood elevation determined
Special Flood Hazard Area	Yes flood insurance required for federally backed mortgages
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.