12600 Ring Rd, Saint Charles, MI 48655 Property Records

Saginaw County property record for 12600 Ring Rd, Saint Charles, MI 48655 · Last verified July 2026

Property Summary

Property Type	Residential Vacant Land
Lot Size	25.3 acres (1,104,246 sqft)
Owner	2 Individual Names on File
Last Sale	$30,000 (Aug 2013)
Tax Bill	$310 (2025)
Flood Zone	Zone X (minimal risk)
APN	`24-10-3-18-2002-003`

Property Details

APN / Parcel Number

Primary APN	`24-10-3-18-2002-003`

Exterior

Lot Area	1,104,246 sqft (25.3 acres)

Location & Zoning

Street Address	12600 RING RD
City	SAINT CHARLES
State	MI
Zip	48655-9513
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	COM AT W 1/4 CORN OF SEC TH N78DEG E 2542.06 FT TO POB TH N11DEG W 703.66 FT TO C/L OF SANDERSON DRAIN TH ALONG SD C/L N62DEG W 181.61 FT TH N37DEG W 41.23 FT TH N18DEG W 476.30 FT TH N03DEG W 97.17 FT TH N21DEG W 669.89 FT TH LEAVING THE C/L N77DEG
Legal Range	03E
Legal Township	10N
Legal Section	18
Jurisdiction	SAGINAW MI
Township / Civil Division	ST. CHARLES
Census Block Group	1
Census Block	1027
Census Tract	12600

Owner

Source: Saginaw County records · APN 24-10-3-18-2002-003

Assessment roll updated September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12600 RING RD, SAINT CHARLES, MI 48655-9513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 28, 2013 · Amount on Record
Deed Sale	Aug 28, 2013 · Amount on Record
Deed Document Number	201328219
Deed Book / Page	2742 / 986
Prior Transfer Date	Aug 03, 2001
Prior Transfer Doc	0007047829
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	St. Charles Township
Unified School District	St. Charles Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,200 (+29.95%)	$102,400 (+29.95%)
2025	$310.00 (-61.49%) Homeowner's exemption
2023		$39,400	$78,800
2022	$805.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Saginaw County (26145C), updated March 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261450126001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 22 individual NFIP policies nearby
Nearby Flood Policies	22 in force
Nearby Flood Claims	7 (1986–2026)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Apr 2026
Claims By Storm	Severe Storms & Flooding, Sep 1986 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 25 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 35
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: LakeNet. Availability varies by address; speeds are provider-advertised maximums, not measured.