12903 Chathlake Ln, Silver Spring, MD 20904 Property Records

Montgomery County property record for 12903 Chathlake Ln, Silver Spring, MD 20904

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,395 sqft · built 1969
Lot Size	0.395 acres (17,214 sqft)
Owner	Individual Name on File
Last Sale	$424,500 (Jun 2017)
Tax Bill	$6,642 (2025)
Deeds & Mortgages	Nov 2023 Transfer Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-00383703`

Property Details

APN / Parcel Number

Primary APN	`05-00383703`
Alternative APN	`00383703`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,395 sqft Living Area
1st Floor Area	1,282 sqft
Basement Area	441 sqft
Finished Basement	441 sqft
Utility Area	240 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	17,214 sqft (0.395 acres)
Garage Type	Carport
Garage Area	672 sqft
Carport	Carport
Carport Area	672 sqft
Parking Spaces	2 Parking Spaces
Patio Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00383703
Street Address	12903 CHATHLAKE LN
City	SILVER SPRING
State	MD
Zip	20904-3329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R90
Legal Description	WOODLAWN TERRACE
Legal Subdivision	L F HOBBS ADD WOODLAWN TERRACE
Legal Block	8
Legal Lot Number	14
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	4
Census Block	4018
Census Tract	701503

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	12903 CHATHLAKE LN, SILVER SPRING, MD 20904-3329
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Apr 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Nov 16, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jun 9, 2017	Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2017 · Amount on File
Deed Sale	Jun 9, 2017 · Amount on File
Prior Sale	May 28, 2008 · Amount on File
Deed Book / Page	54422 / 103
Last Transfer Date	Jan 10, 2025
Record Updated	Sep 20, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Nov 22, 2023
Property Address	12903 CHATHLAKE LN, SILVER SPRING, MD 20904-3329
Document Number	0675620214
Book / Page	67562 / 214
Map Reference	MB 85 PL 8892
Instrument Date	Nov 3, 2023
Transaction Type	Transfer
Record Updated	Dec 13, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12903 CHATHLAKE LN, SILVER SPRING, MD 20904-3329

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12903 CHATHLAKE LN, SILVER SPRING, MD 20904-3329

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	12903 CHATHLAKE LN, SILVER SPRING, MD 20904-3329
Transaction Type	Mortgage
Record Updated	Oct 2, 2023
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12903 CHATHLAKE LN, SILVER SPRING, MD 20904-3329

Mortgage

Document Number	0627020049
Date	Apr 22, 2021
Book Page	62702/49

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Feb 1, 2051

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Nov 16, 2021
Property Address	12903 CHATHLAKE LN, SILVER SPRING, MD 20904-3329
Document Number	0646000481
Book / Page	64600 / 481
Map Reference	MB 85 PL 8892
Instrument Date	Jan 23, 2021
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	12903 CHATHLAKE LN, SILVER SPRING, MD 20904-3329

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jun 9, 2017
Property Address	12903 CHATHLAKE LN, SILVER SPRING, MD 20904-3329
Document Number	0544220103
Book / Page	54422 / 103
Map Reference	MB85 PL8892
Instrument Date	Apr 25, 2017
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,307.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12903 CHATHLAKE LN, SILVER SPRING, MD 20904-3329

Mortgage

Document Number	0054422110
Date	Jun 9, 2017
Instrument	54422/110

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$560,700 (+8.53%) Land $243,300 Building $317,400	$560,700 (-) Land $243,300 Building $317,400
2025	$6,642.00 (+9.84%)	$516,633 (+20.57%)	$560,700 (+30.85%) Land $243,300 Building $317,400
2024	$6,047.00 (+34.47%)
2023		$428,500 Land $243,300 Building $185,200	$428,500 Land $243,300 Building $185,200
2022	$4,497.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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