12900 Chathlake Ln, Silver Spring, MD 20904 Property Records

Montgomery County property record for 12900 Chathlake Ln, Silver Spring, MD 20904

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,977 sqft · built 1970
Lot Size	0.251 acres (10,921 sqft)
Owner	2 Individual Names on File
Last Sale	$499,990 (Dec 2021)
Tax Bill	$6,847 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-00384126`

Property Details

APN / Parcel Number

Primary APN	`05-00384126`
Alternative APN	`00384126`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,977 sqft Living Area
1st Floor Area	1,186 sqft
Basement Area	890 sqft
Finished Basement	890 sqft
Utility Area	144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,921 sqft (0.251 acres)
Garage Type	Carport
Garage Area	441 sqft
Carport	Carport
Carport Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	216 sqft
Patio Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00384126
Street Address	12900 CHATHLAKE LN
City	SILVER SPRING
State	MD
Zip	20904-3328
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R90
Legal Description	WOODLAWN TERRACE
Legal Subdivision	L F HOBBS ADD WOODLAWN TERRACE
Legal Block	7
Legal Lot Number	12
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	4
Census Block	4020
Census Tract	701503

Owner

12900 Chathlake Ln is owned and occupied by two individuals who bought it in December 2021.

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	12900 CHATHLAKE LN, SILVER SPRING, MD 20904-3328
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2021 · Amount on File
Deed Sale	Dec 30, 2021 · Amount on File
Prior Sale	Jul 18, 2011 · Amount on File
Deed Book / Page	64939 / 117
Record Updated	Sep 20, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Dec 30, 2021
Property Address	12900 CHATHLAKE LN, SILVER SPRING, MD 20904-3328
Document Number	0649390117
Book / Page	64939 / 117
Map Reference	MB 85 PL 8892
Instrument Date	Dec 27, 2021
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	PINNACLE SETTLEMENT SERVICES, PINNACLE SETTLEMENT SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,499.85
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12900 CHATHLAKE LN, SILVER SPRING, MD 20904-3328

Mortgage

Document Number	0064939123
Date	Dec 30, 2021
Instrument	64939/123

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 12900 Chathlake Ln was $6,847.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$601,100 (+12.46%) Land $225,700 Building $375,400	$601,100 (-) Land $225,700 Building $375,400
2025	$6,847.00	$534,500	$601,100 Land $225,700 Building $375,400
2023		$401,300 Land $225,700 Building $175,600	$401,300 Land $225,700 Building $175,600
2022	$4,271.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12900 Chathlake Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12900 Chathlake Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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