12907 Chathlake Ln, Silver Spring, MD 20904 Property Records

Montgomery County property record for 12907 Chathlake Ln, Silver Spring, MD 20904

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,454 sqft · built 1970
Lot Size	0.376 acres (16,355 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Aug 2001)
Tax Bill	$5,696 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-00383964`

Property Details

APN / Parcel Number

Primary APN	`05-00383964`
Alternative APN	`00383964`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,454 sqft Living Area
Gross Area	2,694 sqft
1st Floor Area	1,282 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	16,355 sqft (0.376 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00383964
Street Address	12907 CHATHLAKE LN
City	SILVER SPRING
State	MD
Zip	20904-3329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R90
Legal Description	WOODLAWN TERRACE
Legal Subdivision	L F HOBBS ADD WOODLAWN TERRACE
Legal Block	8
Legal Lot Number	16
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	4
Census Block	4018
Census Tract	701503

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12907 CHATHLAKE LN, SILVER SPRING, MD 20904-3329
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL INSTITUTES OF HEALTH FCU
Jan 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL INSTITUTES OF HEALTH FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2001 · Amount on Record
Deed Sale	Aug 23, 2001 · Amount on Record
Deed Document Number	2001216416
Deed Book / Page	19580 / 546
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	12907 CHATHLAKE LN, SILVER SPRING, MD 20904-3329
Transaction Type	Mortgage
Record Updated	Jan 31, 2022
Title Company	PEAK SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12907 CHATHLAKE LN, SILVER SPRING, MD 20904-3329

Mortgage

Document Number	0650280347
Date	Jan 12, 2022
Book Page	65028/347

Lender

Name	NATIONAL INSTITUTES OF HEALTH FCU
Type	Credit Union
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	12907 CHATHLAKE LN, SILVER SPRING, MD 20904-3329
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PINNACLE TITLE AND ESCROW IN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0536440422
Date	Jan 26, 2017
Book Page	53644/422

Lender

Name	NATIONAL INSTITUTES OF HEALTH FCU
Type	Credit Union
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2027

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$535,400 (+8.26%) Land $240,900 Building $294,500	$535,400 (-) Land $240,900 Building $294,500
2025	$5,696.00 (-2.3%)	$494,567 (+19.78%)	$535,400 (+29.67%) Land $240,900 Building $294,500
2024	$5,830.00 (+34.61%)
2023		$412,900 Land $240,900 Building $172,000	$412,900 Land $240,900 Building $172,000
2022	$4,331.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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