1290 Surrey Loop, Foley, AL 36535 Property Records

Baldwin County property record for 1290 Surrey Loop, Foley, AL 36535

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,624 sqft · built 2020
Lot Size	0.159 acres (6,931 sqft)
Owner	Company Name on Record
Last Sale	$285,500 (Nov 2024)
Tax Bill	$797 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Jun 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`54-04-20-3-000-003.042`

Property Details

APN / Parcel Number

Primary APN	`54-04-20-3-000-003.042`
Alternative APNs	`378388` `375187` `550560`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,624 sqft Heated Area
1st Floor Area	1,624 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,931 sqft (0.159 acres)
Lot Dimensions	106 ft deep x 25.2 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	550560
Street Address	1290 SURREY LOOP
City	FOLEY
State	AL
Zip	36535-1586
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 111-A REPLAT OF LOTS 111 AND 112 CYPRESS GATES SUB PHASE 1-B SLIDE 2712-F, SLIDE 2644-D & E
Legal Subdivision	CYPRESS GATES PH 1-B
Legal Phase	1
Legal Lot Number	111-A,1
Jurisdiction	BALDWIN AL
Township / Civil Division	FOLEY
Census Block Group	2
Census Block	2000
Census Tract	11501

Owner

Source: Baldwin County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1290 SURREY LOOP, FOLEY, AL 36535-1586
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2024	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Jun 10, 2024	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Dec 18, 2020	Deed of Trust, Mortgage · VA Mortgage PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2024 · Amount on Record
Deed Sale	Nov 19, 2024 · Amount on Record
Prior Sale	Jun 10, 2024 · Amount on Record
Deed Document Number	20242157884
Prior Transfer Date	Nov 12, 2024
Prior Transfer Doc	0002157884
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	1290 SURREY LOOP, FOLEY, AL 36535-1586
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	ELEVATED TITLE LLC, ELEVATED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1290 SURREY LOOP, FOLEY, AL 36535-1586

Mortgage

Document Number	0002103472
Date	Jan 16, 2024
Instrument	2103472

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	TEMPE, AZ 85288

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Jun 10, 2024
Property Address	1290 SURREY LOOP, FOLEY, AL 36535-1586
Document Number	0002128715
Map Reference	SL 2644-D
Instrument Date	Jun 4, 2024
Instrument	2128715
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	AUSTIN TITLE, ATC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16062 W GRAY FOX TRL, SURPRISE, AZ 85387-4441

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81N N SANDSTONE ST, GILBERT, AZ 85234-9008

Mortgage

Document Number	0002128716
Date	Jun 10, 2024
Instrument	2128716

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2054

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	1290 SURREY LOOP, FOLEY, AL 36535-1586
Document Number	0001879691
Instrument Date	Dec 18, 2020
Transaction Type	Mortgage
Record Updated	Jan 11, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1290 SURREY LOOP FOLEY AL 365351586, FOLEY, AL 36535-1586

Mortgage

Document Number	0001879691
Date	Dec 28, 2020
Instrument	1879691

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	GULF SHORES, AL 36542

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 27, 2050

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Foley City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$797.00 (+20.39%)	$30,800 (+5.99%) Land $4,800 Building $26,000	$307,900 (+5.95%) Land $47,900 Building $260,000
2023	$662.00 (+24.2%) Homeowner's exemption Senior Citizen's exemption	$29,060 (+20.08%)	$290,600 (+20.08%) Land $45,400 Building $245,200
2022	$533.00 (+0.95%) Homeowner's exemption Senior Citizen's exemption	$24,200	$242,000 Land $46,400 Building $195,600
2021	$528.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	10 (1979–2020)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Sep 2020 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 65% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FOLEY, UTILITIES BOARD OF THE serves 50,919 people · EPA ID AL0000036
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Surrey Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures