1278 Surrey Loop, Foley, AL 36535 Property Records

Baldwin County property record for 1278 Surrey Loop, Foley, AL 36535

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,686 sqft · built 2019
Lot Size	0.23 acres (10,018 sqft)
Owner	2 Company Names on Record
Last Sale	$254,000 (Dec 2022)
Tax Bill	$888 (2026)
Deeds & Mortgages	Dec 2022 Transfer Feb 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`54-04-20-3-000-003.046`

Property Details

APN / Parcel Number

Primary APN	`54-04-20-3-000-003.046`
Alternative APNs	`378392` `358012` `519786`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,686 sqft Heated Area
1st Floor Area	1,686 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,018 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	519786
Street Address	1278 SURREY LOOP
City	FOLEY
State	AL
Zip	36535-1586
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 CYPRESS GATES SUB PHASE 1-B SLIDE 2644-D & E
Legal Subdivision	CYPRESS GATES PH 1-B
Legal Phase	1
Legal Lot Number	17
Jurisdiction	BALDWIN AL
Township / Civil Division	FOLEY
Census Block Group	2
Census Block	2000
Census Tract	11501

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1278 SURREY LOOP, FOLEY, AL 36535-1586
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2022	Intrafamily Transfer, Transfer
Feb 19, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jun 5, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DSLD MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2022 · Amount on Record
Deed Sale	Dec 1, 2022 · Amount on Record
Prior Sale	Feb 19, 2020 · Amount on Record
Deed Document Number	20222036279
Record Updated	Oct 29, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BALDWIN AL
Recording Date	Dec 1, 2022
Property Address	1278 SURREY LOOP, FOLEY, AL 36535-1586
Document Number	0002036279
Map Reference	SL 2644-D
Instrument Date	Nov 29, 2022
Instrument	2036279
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1278 SURREY LOOP, FOLEY, AL 36535-1586

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Feb 19, 2020
Property Address	1278 SURREY LOOP, FOLEY, AL 36535-1586
Document Number	0001812121
Instrument Date	Feb 19, 2020
Instrument	1812121
Transaction Type	Transfer
Record Updated	Feb 24, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$206.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1278 SURREY LOOP FOLEY AL 365351586, FOLEY, AL 36535-1586

June 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Jun 5, 2019
Property Address	1278 SURREY LOOP, FOLEY, AL 36535-1586
Document Number	0001763699
Map Reference	SL 2644-D&2664-E
Instrument Date	May 31, 2019
Instrument	1763699
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13348 COURSEY BLVDA, 13348, BATON ROUGE, LA 70816

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1278 SURREY LOOP, FOLEY, AL 36535-1586

Mortgage

Document Number	0001763700
Date	Jun 5, 2019
Instrument	1763700

Lender

Name	DSLD MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Foley City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$888.00 (+7.12%) Homeowner's exemption Senior Citizen's exemption
2025	$829.00 (+4.28%)	$32,000 (+4.1%) Land $4,760 Building $27,240	$322,600 (+4.98%) Land $47,900 Building $274,700
2023	$795.00 (+21.75%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$30,740 (+21.12%)	$307,300 (+21.08%) Land $45,400 Building $261,900
2022	$653.00 (+14.96%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$25,380	$253,800 Land $46,400 Building $207,400
2021	$568.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	10 (1979–2020)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Sep 2020 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 65% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FOLEY, UTILITIES BOARD OF THE serves 50,919 people · EPA ID AL0000036
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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