1298 Surrey Loop, Foley, AL 36535 Property Records

Baldwin County property record for 1298 Surrey Loop, Foley, AL 36535

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,684 sqft · built 2020
Lot Size	0.159 acres (6,920 sqft)
Owner	Individual Name on File
Last Sale	$211,180 (Feb 2021)
Tax Bill	$314 (2022)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`54-04-20-3-000-003.040`

Property Details

APN / Parcel Number

Primary APN	`54-04-20-3-000-003.040`
Alternative APNs	`378386` `383297`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,684 sqft Heated Area
1st Floor Area	1,684 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,920 sqft (0.159 acres)
Lot Dimensions	105 ft deep x 65.9 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	383297
Street Address	1298 SURREY LOOP
City	FOLEY
State	AL
Zip	36535-1586
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	65.9' X 105' LOT 109 CYPRESS GATES SUB PHASE 1-B SLIDE 2644-D & E LYING IN THE CITY OF FOLEY SEC 20-T7S-R4E (WD/SURVIVORSHIP)
Legal Subdivision	CYPRESS GATES PH 1-B
Legal Phase	1
Legal Lot Number	109
Jurisdiction	BALDWIN AL
Township / Civil Division	FOLEY
Census Block Group	2
Census Block	2000
Census Tract	11501

Owner

Source: Baldwin County assessment roll, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1298 SURREY LOOP, FOLEY, AL 36535-1586
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 23, 2021 · Amount on Record
Deed Sale	Feb 23, 2021 · Amount on Record
Deed Document Number	20211892609
Record Updated	Jun 8, 2026

February 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Feb 23, 2021
Property Address	1298 SURREY LOOP, FOLEY, AL 36535-1586
Document Number	0001892609
Instrument Date	Feb 22, 2021
Instrument	1892609
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7660 PECUE LN # 300, 7660, BATON ROUGE, LA 70809-5108

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1298 SURREY LOOP, FOLEY, AL 36535-1586

Mortgage

Document Number	0001892610
Date	Feb 23, 2021
Instrument	1892610

Lender

Name	DSLD MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Foley City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$30,700 (+4.92%) Land $4,760 Building $25,940	$309,900 (+5.95%) Land $47,900 Building $262,000
2023	Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$29,260 (+21.01%)	$292,500 (+21.02%) Land $45,400 Building $247,100
2022	$314.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$24,180	$241,700 Land $46,400 Building $195,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	10 (1979–2020)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Sep 2020 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 48% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FOLEY, UTILITIES BOARD OF THE serves 50,919 people · EPA ID AL0000036
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Telapex Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Point Broadband Fiber Holding Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20