1290 Scheffer Ave, Saint Paul, MN 55116 Property Records

Ramsey County property record for 1290 Scheffer Ave, Saint Paul, MN 55116

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,292 sqft · built 2021
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$911,364 (Nov 2021)
Tax Bill	$16,110 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Dec 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-28-23-43-0142`

Property Details

APN / Parcel Number

Primary APN	`10-28-23-43-0142`
Alternative APNs	`8265434` `301338`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,292 sqft Living Area
1st Floor Area	755 sqft
Basement Area	850 sqft
Finished Basement	850 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Bi-Level
Exterior Material	Concrete
Construction Type	Concrete
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	484 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	301338
Street Address	1290 SCHEFFER AVE
City	SAINT PAUL
State	MN
Zip	55116-1717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEXINGTON PARK PLAT 11 LOT 3 BLK 8
Legal Range	23
Legal Township	28
Legal Section	10
Legal Subdivision	LEXINGTON PARK PLAT 11
Legal Block	8
Legal Lot Number	3
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1003
Census Tract	36600

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1290 SCHEFFER AVE, SAINT PAUL, MN 55116-1717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BELL BANK
Dec 7, 2020	Deed of Trust, Construction Loan · Line of Credit DRAKE BK
Sep 28, 2020	Warranty Deed, Transfer EDINA REALTY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2021 · Amount on Record
Deed Sale	Nov 1, 2021 · Amount on Record
Prior Sale	Jul 21, 2009 · Amount on Record
Deed Document Number	20214916481
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Nov 1, 2021
Property Address	1290 SCHEFFER AVE, SAINT PAUL, MN 55116-1717
Document Number	0A04916481
Instrument Date	Oct 22, 2021
Instrument	A04916481
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 5, 2021
Title Company	MIDLAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,007.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1290 SCHEFFER AVE, SAINT PAUL, MN 55116-1717

Mortgage

Document Number	0A04916482
Date	Nov 1, 2021
Instrument	A04916482

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

December 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Recording Date	Dec 7, 2020
Property Address	1290 SCHEFFER AVE, SAINT PAUL, MN 55116-1717
Document Number	0004849761
Instrument Date	Dec 4, 2020
Instrument	4849761
Transaction Type	Construction Loan
Record Updated	Dec 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1290 SCHEFFER AVE ST PAUL MN 551161717, ST PAUL, MN 55116-1717
Investor	Possibly a Property Investor

Mortgage

Document Number	0004849761
Date	Dec 7, 2020
Instrument	4849761

Lender

Name	DRAKE BK
Type	Bank
Address	SAINT PAUL, MN 55107

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Dec 6, 2021

Interest

Rate Type	Adjustable Rate

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Sep 28, 2020
Property Address	1290 SCHEFFER AVE, SAINT PAUL, MN 55116-1717
Document Number	0004835253
Instrument Date	Sep 25, 2020
Instrument	4835253
Transaction Type	Transfer
Record Updated	Oct 8, 2020
Title Company	EDINA REALTY TITLE

Transaction

Amount	Amount Recorded
Tax	$636.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1290 SCHEFFER AVE ST PAUL MN 551161717, ST PAUL, MN 55116-1717
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,021,700 (+15.67%) Land $122,400 Building $899,300	$1,021,700 (+15.67%) Land $122,400 Building $899,300
2025	$16,110.00 (+13.69%)
2023	$14,170.00	$883,300 Land $122,400 Building $760,900	$883,300 Land $122,400 Building $760,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 726 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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