1286 Scheffer Ave, Saint Paul, MN 55116 Property Records

Ramsey County property record for 1286 Scheffer Ave, Saint Paul, MN 55116

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,322 sqft · built 1927
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$371,000 (Oct 2021)
Tax Bill	$6,750 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jan 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-28-23-43-0141`

Property Details

APN / Parcel Number

Primary APN	`10-28-23-43-0141`
Alternative APNs	`8179168` `207126`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,322 sqft Living Area
1st Floor Area	976 sqft
Basement Area	250 sqft
Finished Basement	250 sqft
Family Room	Family Room

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1955
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	294 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	207126
Street Address	1286 SCHEFFER AVE
City	SAINT PAUL
State	MN
Zip	55116-1717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEXINGTON PARK PLAT 11 LOT 2 BLK 8
Legal Range	23
Legal Township	28
Legal Section	10
Legal Subdivision	LEXINGTON PARK PLAT 11
Legal Block	8
Legal Lot Number	2
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1003
Census Tract	36600

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1286 SCHEFFER AVE, SAINT PAUL, MN 55116-1717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 20, 2021	Warranty Deed, Transfer · Commercial Mortgage HIAWATHA NATIONAL BANK
Jan 20, 2021	Deed of Trust, Construction Loan · Construction Mortgage HIAWATHA NAT'L BK
Nov 9, 2020	Warranty Deed, Transfer MINNESOTA TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2021 · Amount on Record
Deed Sale	Oct 13, 2021 · Amount on Record
Prior Sale	Jan 20, 2021 · Amount on Record
Deed Document Number	20214912913
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Oct 13, 2021
Property Address	1286 SCHEFFER AVE, SAINT PAUL, MN 55116-1717
Document Number	0A04912913
Instrument Date	Sep 15, 2021
Instrument	A04912913
Transaction Type	Transfer
Record Updated	Oct 20, 2021
Title Company	REGIS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,224.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1286 SCHEFFER AVE, SAINT PAUL, MN 55116-1717

Mortgage

Document Number	0A04912914
Date	Oct 13, 2021
Instrument	A04912914

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2031

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jan 20, 2021
Property Address	1286 SCHEFFER AVE, SAINT PAUL, MN 55116-1717
Document Number	0A04858263
Instrument Date	Jan 15, 2021
Instrument	A04858263
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	WEST TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$871.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9173 DUCKWOOD TRL, SAINT PAUL, MN 55125-8861

Mortgage

Document Number	0A04858264
Date	Jan 20, 2021
Instrument	A04858264

Lender

Name	HIAWATHA NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Oct 15, 2021

January 2021: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Recording Date	Jan 20, 2021
Property Address	1286 SCHEFFER AVE, SAINT PAUL, MN 55116-1717
Document Number	0004858264
Instrument Date	Jan 15, 2021
Instrument	4858264
Transaction Type	Construction Loan
Record Updated	Feb 3, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9173 DUCKWOOD TRL WOODBURY MN 551258861, WOODBURY, MN 55125-8861

Mortgage

Document Number	0004858264
Date	Jan 20, 2021
Instrument	4858264

Lender

Name	HIAWATHA NAT'L BK
Type	Bank
Address	HUDSON, WI 54016

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 19, 2022

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Nov 9, 2020
Property Address	1286 SCHEFFER AVE, SAINT PAUL, MN 55116-1717
Document Number	0004843676
Instrument Date	Nov 6, 2020
Instrument	4843676
Transaction Type	Transfer
Record Updated	Nov 24, 2020
Title Company	MINNESOTA TITLE

Transaction

Amount	Amount Recorded
Tax	$826.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	905 JEFFERSON AVE #100 ST PAUL MN 551024741, 100, ST PAUL, MN 55102-4741
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$391,600 (+3.38%) Land $122,400 Building $269,200	$391,600 (+3.38%) Land $122,400 Building $269,200
2025	$6,750.00 (+17.51%)
2023	$5,744.00 Homeowner's exemption	$378,800 Land $122,400 Building $256,400	$378,800 Land $122,400 Building $256,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 726 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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