1287 Scheffer Ave, Saint Paul, MN 55116 Property Records

Ramsey County property record for 1287 Scheffer Ave, Saint Paul, MN 55116

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,125 sqft · built 1921
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$78,000 (Feb 1998)
Tax Bill	$5,776 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-28-23-43-0108`

Property Details

APN / Parcel Number

Primary APN	`10-28-23-43-0108`
Alternative APNs	`8240566` `274113`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,125 sqft Living Area
1st Floor Area	585 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1953
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	274113
Street Address	1287 SCHEFFER AVE
City	SAINT PAUL
State	MN
Zip	55116-1718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HACKETTS SUB OF B4 LEX PARK 5 LOT 29
Legal Range	23
Legal Township	28
Legal Section	10
Legal Subdivision	HACKETTS SUB OF B4 LEX PARK 5
Legal Lot Number	29
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1002
Census Tract	36600

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1287 SCHEFFER AVE, SAINT PAUL, MN 55116-1718
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2021	Deed of Trust, Mortgage · Line of Credit WINGS FINANCIAL CU
Aug 31, 2018	Deed of Trust, Mortgage · Conventional with PMI WINGS FIN'L CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 1998 · Amount on Record
Deed Sale	Feb 19, 1998 · Amount on Record
Deed Document Number	1998251824
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1287 SCHEFFER AVE, SAINT PAUL, MN 55116-1718
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04906787
Date	Sep 10, 2021
Instrument	A04906787

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union
Address	SAINT PAUL, MN 55124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 9, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1287 SCHEFFER AVE, SAINT PAUL, MN 55116-1718
Document Number	0004727487
Instrument Date	Aug 31, 2018
Transaction Type	Mortgage
Record Updated	Oct 5, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1287 SCHEFFER AVE ST PAUL MN 551161718, ST PAUL, MN 55116-1718

Mortgage

Document Number	0004727487
Date	Sep 21, 2018
Instrument	4727487

Lender

Name	WINGS FIN'L CU
Address	APPLE VALLEY, MN 55124

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$307,500 (+2.67%) Land $122,400 Building $185,100	$307,500 (+2.67%) Land $122,400 Building $185,100
2025	$5,776.00 (+2.3%)
2023	$5,646.00 Homeowner's exemption	$299,500 Land $122,400 Building $177,100	$299,500 Land $122,400 Building $177,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 726 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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