Franklin County property record for 1290 Michelle Dr, Saint Clair, MO 63077
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 960 sqft · built 1974 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $113,000 (Feb 2019) |
| Tax Bill | $1,392 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Oct 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-7-36.0-3-006-120.000 |
| Primary APN | 22-7-36.0-3-006-120.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Year Built | Built 1974 |
|---|---|
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Lot Area | 13,068 sqft (0.3 acres) |
| Patio Area | 76 sqft |
| Shed | 1 Shed |
| Street Address | 1290 MICHELLE DR |
|---|---|
| City | SAINT CLAIR |
| State | MO |
| Zip | 63077-1646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:33 YOUNGLAND HILLS 3 |
| Legal Range | 01W |
| Legal Township | 42 |
| Legal Section | 36 |
| Legal Quarter | SW |
| Legal Subdivision | YOUNGLAND HILLS |
| Legal Block | 6 |
| Legal Lot Number | 33 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | CENTRAL |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 800904 |
Source: Franklin County records, as of November 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1290 MICHELLE DR, SAINT CLAIR, MO 63077-1646 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 7, 2024 | Deed of Trust, Mortgage · VA Mortgage JLB CORP |
| Oct 12, 2021 | Deed of Trust, Mortgage · VA Mortgage JLB CORP |
| Mar 3, 2023 | Intrafamily Transfer, Transfer |
| Dec 9, 2019 | Deed of Trust, Mortgage · VA Mortgage MR COOPER |
| Feb 13, 2019 | Warranty Deed, Transfer · VA Mortgage MR COOPER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 13, 2019 · Amount on Record |
| Deed Sale | Feb 13, 2019 · Amount on Record |
| Prior Sale | Feb 13, 2019 · Amount on Record |
| Deed Document Number | 0000001762 |
| Last Transfer Date | Mar 3, 2023 |
| Transfer Doc | 0002302541 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 1290 MICHELLE DR, SAINT CLAIR, MO 63077-1646 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0002402459 |
|---|---|
| Date | Mar 7, 2024 |
| Instrument | 2402459 |
| Name | JLB CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 1290 MICHELLE DR, SAINT CLAIR, MO 63077-1646 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Title Company | COPPER TITLE, COPPER TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0002119185 |
|---|---|
| Date | Oct 12, 2021 |
| Instrument | 2119185 |
| Name | JLB CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Mar 3, 2023 |
| Property Address | 1290 MICHELLE DR, SAINT CLAIR, MO 63077-1646 |
| Document Number | 0002302541 |
| Map Reference | PB M PG 50 |
| Instrument Date | Mar 3, 2023 |
| Instrument | 2302541 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1290 MICHELLE DR, SAINT CLAIR, MO 63077-1646 |
| Name | Verified Name |
|---|---|
| Address | 1290 MICHELLE DR, SAINT CLAIR, MO 63077-1646 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 1290 MICHELLE DR, SAINT CLAIR, MO 63077-1646 |
| Document Number | 0000000357 |
| Instrument Date | Dec 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2020 |
| Title Company | CLOSELINE LLC |
| Name | Verified Name |
|---|---|
| Address | 1290 MICHELLE DR ST CLAIR MO 630771646, ST CLAIR, MO 63077-1646 |
| Document Number | 0000000357 |
|---|---|
| Date | Jan 8, 2020 |
| Instrument | 357 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 7, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Feb 13, 2019 |
| Property Address | 1290 MICHELLE DR, SAINT CLAIR, MO 63077-1646 |
| Document Number | 0000001762 |
| Instrument Date | Feb 12, 2019 |
| Instrument | 1762 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2019 |
| Title Company | CLOSELINE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1290 MICHELLE DR ST CLAIR MO 630771646, ST CLAIR, MO 63077-1646 |
| Document Number | 1763 |
|---|---|
| Date | Feb 13, 2019 |
| Instrument | 1763 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 12, 2049 |
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | St. Clair City |
| Unified School District | St. Clair R-XIII School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,392.00 (+4.11%) | $23,969 (+11.63%) | $126,150 (+11.63%) Land $16,850 Building $109,300 |
| 2023 | $1,337.00 (+5.94%) | $21,472 | $113,010 Land $16,850 Building $96,160 |
| 2022 | $1,262.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CLAIR PWS serves 4,700 people · EPA ID MO6010708 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
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