Franklin County property record for 1255 Michelle Dr, Saint Clair, MO 63077
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,344 sqft · built 1978 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $114,000 (Sep 2012) |
| Tax Bill | $2,095 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Dec 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-7-36.0-3-007-094.000 |
| Primary APN | 22-7-36.0-3-007-094.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| Year Built | Built 1978 |
|---|---|
| Architectural Style | Split Foyer |
| Lot Area | 13,068 sqft (0.3 acres) |
| Street Address | 1255 MICHELLE DR |
|---|---|
| City | SAINT CLAIR |
| State | MO |
| Zip | 63077-1625 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:6 YOUNGLAND HILLS 4 |
| Legal Range | 01W |
| Legal Township | 42 |
| Legal Section | 36 |
| Legal Quarter | SW |
| Legal Subdivision | YOUNGLAND HILLS |
| Legal Block | 7 |
| Legal Lot Number | 6 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | CENTRAL |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 800904 |
The current owner of 1255 Michelle Dr bought it in September 2012.
Source: Franklin County records, as of November 10, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 1255 MICHELLE DR, SAINT CLAIR, MO 63077-1625 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 22, 2023 | Deed of Trust, Mortgage · Conventional Mortgage JLB CORP |
| Dec 6, 2022 | Deed of Trust, Mortgage · FHA Mortgage JLB CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2012 · Amount on File |
| Deed Sale | Sep 28, 2012 · Amount on File |
| Prior Sale | Nov 26, 2008 |
| Deed Document Number | 1217450 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 1255 MICHELLE DR, SAINT CLAIR, MO 63077-1625 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002311236 |
|---|---|
| Date | Sep 22, 2023 |
| Instrument | 2311236 |
| Name | JLB CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 1255 MICHELLE DR, SAINT CLAIR, MO 63077-1625 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0002218181 |
|---|---|
| Date | Dec 6, 2022 |
| Instrument | 2218181 |
| Name | JLB CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Jan 1, 2053 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 1255 Michelle Dr was $2,095.
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | St. Clair City |
| Unified School District | St. Clair R-XIII School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,095.00 | $31,101 | $163,690 Land $17,820 Building $145,870 |
| 2023 | $1,504.00 (-1.7%) | $24,144 | $127,070 Land $17,820 Building $109,250 |
| 2022 | $1,530.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1255 Michelle Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1255 Michelle Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CLAIR PWS serves 4,700 people · EPA ID MO6010708 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
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