1285 Michelle Dr, Saint Clair, MO 63077 Property Records

Franklin County property record for 1285 Michelle Dr, Saint Clair, MO 63077

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,248 sqft · built 1976
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Tax Bill	$1,582 (2025)
Deeds & Mortgages	Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-7-36.0-3-007-097.000`

Property Details

APN / Parcel Number

Primary APN	`22-7-36.0-3-007-097.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area

Exterior

Year Built	Built 1976
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)
Deck Area	Deck Area
Patio Area	140 sqft

Location & Zoning

Street Address	1285 MICHELLE DR
City	SAINT CLAIR
State	MO
Zip	63077-1625
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:9 YOUNGLAND HILLS 4
Legal Range	01W
Legal Township	42
Legal Section	36
Legal Quarter	SW
Legal Subdivision	YOUNGLAND HILLS
Legal Block	7
Legal Lot Number	9
Jurisdiction	FRANKLIN MO
Township / Civil Division	CENTRAL
Census Block Group	1
Census Block	1026
Census Tract	800904

Owner

Source: Franklin County records · APN 22-7-36.0-3-007-097.000

Assessment roll updated May 31, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1285 MICHELLE DR, SAINT CLAIR, MO 63077-1625
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 06, 2020
Deed Sale	Mar 06, 2020
Deed Document Number	2003324
Last Transfer Date	Mar 09, 2020
Transfer Doc	0000003324
Record Updated	Jun 08, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Mar 09, 2020
Property Address	1285 MICHELLE DR, SAINT CLAIR, MO 63077-1625
Document Number	0000003324
Instrument Date	Mar 05, 2020
Instrument	3324
Transaction Type	Transfer
Record Updated	Mar 16, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1285 MICHELLE DR ST CLAIR MO 630771625, ST CLAIR, MO 63077-1625

Mortgage

Document Number	3325
Date	Mar 09, 2020
Instrument	3325

Lender

Name	MIDWEST EQUITY MTG
Type	Mortgage Company
Address	OAKBROOK TERRACE, IL 60181

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 08, 2050

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated May 31, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	St. Clair City
Unified School District	St. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,582.00 (+22.83%)	$23,488 (+13.6%)	$123,620 (+13.6%) Land $17,820 Building $105,800
2023	$1,288.00 (+2.47%)	$20,676	$108,820 Land $17,820 Building $91,000
2022	$1,257.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 4, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

Based on FCC filings for 291 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ST CLAIR PWS serves 4,700 people
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.