129 Vine St, Elgin, IL 60123 Property Records

Kane County property record for 129 Vine St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,018 sqft · built 2004
Lot Size	0.177 acres (7,722 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Mar 2013)
Tax Bill	$8,154 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-14-409-034`

Property Details

APN / Parcel Number

Primary APN	`06-14-409-034`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,018 sqft Living Area
Gross Area	2,896 sqft
Basement Area	878 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Construction Type	Frame
Lot Area	7,722 sqft (0.177 acres)
Lot Dimensions	99 ft deep x 78 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	129 VINE ST
City	ELGIN
State	IL
Zip	60123-6336
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAMUEL L KIMBALLS ADD TO ELGIN PT LOT 12 DESC IN DOC 1543923 (EX PT DESC IN DOC 2003K011531)
Legal Subdivision	SAMUEL L KIMBALLS ADD
Legal Block	1
Legal Lot Number	12
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1005
Census Tract	851600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	129 VINE ST, ELGIN, IL 60123-6336
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2013 · Amount on Record
Deed Sale	Mar 15, 2013 · Amount on Record
Prior Sale	Oct 16, 2012
Deed Document Number	201319916
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	129 VINE ST, ELGIN, IL 60123-6336
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049780
Date	Sep 1, 2020
Instrument	2020K049780

Lender

Name	HOMETRUST MORTGAGE CORP
Type	Mortgage Company
Address	SCHAUMBURG, IL 60173

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,154.00 (+15.86%) Homeowner's exemption	$114,890 (+8.57%) Land $18,796 Building $96,094	$344,808 (+8.57%) Land $56,411 Building $288,397
2024		$105,821 (+21.39%) Land $17,312 Building $88,509	$317,590 (+21.44%) Land $51,957 Building $265,633
2022	$7,038.00 (+4.5%) Homeowner's exemption	$87,172 (+6.96%) Land $14,261 Building $72,911	$261,516 (+6.96%) Land $42,783 Building $218,733
2021	$6,735.00 Homeowner's exemption	$81,500 Land $13,333 Building $68,167	$244,500 Land $39,999 Building $204,501

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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