Kane County property record for 121 Vine St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,415 sqft · built 1920 |
| Lot Size | 0.111 acres (4,851 sqft) |
| Owner | Individual Name on File |
| Last Sale | $183,000 (Apr 2017) |
| Tax Bill | $5,003 (2025) |
| Deeds & Mortgages | Apr 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-14-409-013 |
| Primary APN | 06-14-409-013 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 5 Stories |
| Building Area | 1,415 sqft Living Area |
| Gross Area | 2,358 sqft |
| Basement Area | 943 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Construction Type | Frame |
| Lot Area | 4,851 sqft (0.111 acres) |
| Lot Dimensions | 99 ft deep x 49 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 121 VINE ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-6336 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUPERVISORS ASSESSMENT PLAT LOTS 1 THRU 12 INCLUSIVE OF SAMUEL J KIMBALLS PLAT LOT U |
| Legal Subdivision | SUPERVISORS ASSESSMENT PLAT |
| Legal Block | 1 |
| Legal Lot Number | 1-12, |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 851600 |
121 Vine St is owned and occupied by an individual who bought it in April 2017.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 121 VINE ST, ELGIN, IL 60123-6336 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 6, 2017 · Amount on File |
| Deed Sale | Apr 6, 2017 · Amount on File |
| Prior Sale | Feb 10, 2014 · Amount on File |
| Deed Document Number | 201717328 |
| Prior Transfer Date | Dec 8, 1998 |
| Prior Transfer Doc | 0000110331 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 6, 2017 |
| Property Address | 121 VINE ST, ELGIN, IL 60123-6336 |
| Document Number | 0000017328 |
| Instrument Date | Mar 30, 2017 |
| Instrument | 2017K017328 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $183.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 920 DAVIS RD STE 100, 100, ELGIN, IL 60123-1344 |
| Document Number | 0000017329 |
|---|---|
| Date | Apr 6, 2017 |
| Instrument | 2017K017329 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2047 |
The 2025 property tax bill for 121 Vine St was $5,003 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,003.00 Homeowner's exemption | $73,581 (+8.57%) Land $12,953 Building $60,628 | $220,831 (+8.57%) Land $38,875 Building $181,957 |
| 2024 | $67,773 Land $11,931 Building $55,842 | $203,400 Land $35,807 Building $167,593 | |
| 2022 | $4,320.00 (+4.83%) Homeowner's exemption | $55,830 (+6.96%) Land $9,829 Building $46,001 | $167,490 (+6.96%) Land $29,487 Building $138,003 |
| 2021 | $4,121.00 Homeowner's exemption | $52,197 Land $9,189 Building $43,008 | $156,591 Land $27,567 Building $129,024 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 121 Vine St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 121 Vine St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Verizon.
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