116 Vine St, Elgin, IL 60123 Property Records

Kane County property record for 116 Vine St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,372 sqft · built 1910
Lot Size	0.164 acres (7,128 sqft)
Owner	Individual Name on Record
Last Sale	$163,000 (Nov 2017)
Tax Bill	$4,932 (2025)
Deeds & Mortgages	Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-14-451-021`

Property Details

APN / Parcel Number

Primary APN	`06-14-451-021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,372 sqft Living Area
Gross Area	2,268 sqft
Basement Area	896 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Construction Type	Frame
Lot Area	7,128 sqft (0.164 acres)
Lot Dimensions	132 ft deep x 54 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	116 VINE ST
City	ELGIN
State	IL
Zip	60123-6337
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	J C & W H KIMBALLS SUB OF BLOCK 3 OF J C & W H KIMBALLS ADDN NORTH 11.5 FT ON EAST LINE & NORTH 16.25 FT ON WEST LINE LOT 17 & SOUTH 43 FT ON EAST LINE 33.5 FT ON WEST LINE LOT 18
Legal Subdivision	J C&W H KIMBALLS ADDN
Legal Block	3
Legal Lot Number	17-18
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1010
Census Tract	851600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	116 VINE ST, ELGIN, IL 60123-6337
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2017 · Amount on Record
Deed Sale	Nov 8, 2017 · Amount on Record
Prior Sale	Aug 6, 2010
Deed Document Number	201758547
Prior Transfer Date	Dec 30, 2002
Prior Transfer Doc	0000025791
Record Updated	Oct 29, 2026

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 8, 2017
Property Address	116 VINE ST, ELGIN, IL 60123-6337
Document Number	0000058547
Instrument Date	Nov 1, 2017
Instrument	58547
Transaction Type	Transfer
Record Updated	Nov 29, 2017
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$244.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	755 BUCKEYE ST ELGIN IL 601232871, ELGIN, IL 60123-2871

Mortgage

Document Number	58548
Date	Nov 8, 2017
Instrument	58548

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	BRENTWOOD, TN 37027

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2047

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,932.00 (+15.77%) Homeowner's exemption	$72,660 (+8.57%) Land $16,597 Building $56,063	$218,067 (+8.57%) Land $49,811 Building $168,256
2024		$66,925 (+21.39%) Land $15,287 Building $51,638	$200,855 (+21.44%) Land $45,879 Building $154,976
2022	$4,260.00 (+4.85%) Homeowner's exemption	$55,131 (+6.96%) Land $12,593 Building $42,538	$165,393 (+6.96%) Land $37,779 Building $127,614
2021	$4,063.00 Homeowner's exemption	$51,544 Land $11,774 Building $39,770	$154,632 Land $35,322 Building $119,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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