129 Prospect St, Sparta, MI 49345 Property Records

Kent County property record for 129 Prospect St, Sparta, MI 49345

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 992 sqft · built 1920
Lot Size	0.115 acres (5,009 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Jul 2021)
Tax Bill	$1,782 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-05-23-130-008`

Property Details

APN / Parcel Number

Primary APN	`41-05-23-130-008`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	992 sqft Living Area
1st Floor Area	832 sqft
Basement Area	320 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	5,009 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	129 PROSPECT ST
City	SPARTA
State	MI
Zip	49345-1433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VR2
Legal Description	LOT 8 BLK 12 * NASH'S FIRST ADD
Legal Subdivision	NASHS FIRST ADD
Legal Block	12
Legal Lot Number	8
Jurisdiction	KENT MI
Township / Civil Division	SPARTA
Census Block Group	2
Census Block	2012
Census Tract	10402

Owner

129 Prospect St is owned and occupied by an individual who bought it in July 2021.

Source: Kent County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	129 PROSPECT ST, SPARTA, MI 49345-1433
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2022	Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jul 8, 2021	Warranty Deed, Transfer · VA Mortgage NEIGHBORHOOD LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2021 · Amount on File
Deed Sale	Jul 8, 2021 · Amount on File
Prior Sale	Jan 2, 2009 · Amount on File
Deed Document Number	202176909
Prior Transfer Date	Nov 22, 2006
Prior Transfer Doc	0000132484
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	129 PROSPECT ST, SPARTA, MI 49345-1433
Transaction Type	Mortgage
Record Updated	Nov 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 PROSPECT ST, SPARTA, MI 49345-1433

Mortgage

Document Number	0000078182
Date	Oct 7, 2022
Instrument	20221007-0078182

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jul 8, 2021
Property Address	129 PROSPECT ST, SPARTA, MI 49345-1433
Document Number	0000076909
Map Reference	LB 2 G 92B
Instrument Date	Jul 2, 2021
Instrument	20210708-0076909
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,118.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	129 PROSPECT ST, 129, SPARTA, MI 49345-1433

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 PROSPECT ST, SPARTA, MI 49345-1433

Mortgage

Document Number	0000076910
Date	Jul 8, 2021
Instrument	20210708-0076910

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 129 Prospect St was $1,782.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Sparta Township
Municipality	Sparta Village
Unified School District	Sparta Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,200 (+6.19%)	$154,400 (+6.19%)
2025	$1,782.00 Homeowner's exemption	$72,700	$145,400
2023		$60,600	$121,200
2019	$672.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 129 Prospect St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 129 Prospect St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA serves 4,140 people · EPA ID MI0006200
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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