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121 Prospect St, Sparta, MI 49345 Property Records

Kent County property record for 121 Prospect St, Sparta, MI 49345

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,180 sqft · built 1900
Lot Size0.115 acres (5,009 sqft)
Owner2 Individual Names on Record
Last Sale$222,000 (Feb 2025)
Tax Bill$2,369 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Dec 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN41-05-23-130-007

Property Details

APN / Parcel Number

Primary APN41-05-23-130-007

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,180 sqft Living Area
1st Floor Area1,004 sqft
Basement Area608 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Lot Area5,009 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address121 PROSPECT ST
CitySPARTA
StateMI
Zip49345-1433
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeVR2
Legal DescriptionLOT 7 BLK 12 * NASH'S FIRST ADD
Legal SubdivisionNASHS FIRST ADD
Legal Block12
Legal Lot Number7
JurisdictionKENT MI
Township / Civil DivisionSPARTA
Census Block Group2
Census Block2012
Census Tract10402

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address121 PROSPECT ST, SPARTA, MI 49345-1433
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2020Warranty Deed, Transfer · Conventional Mortgage
TOWNE MORTGAGE CO
Dec 20, 2017Deed of Trust, Mortgage · Line of Credit
HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 4, 2025 · Amount on Record
Deed SaleFeb 4, 2025 · Amount on Record
Prior SaleAug 11, 2020 · Amount on Record
Deed Document Number20256085
Prior Transfer DateAug 19, 2011
Prior Transfer Doc0000068463
Record UpdatedOct 29, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENT MI
Recording DateAug 11, 2020
Property Address121 PROSPECT ST, SPARTA, MI 49345-1433
Document Number0000071398
Map ReferenceLB 2 PG 92
Instrument DateJul 21, 2020
Instrument20200811-0071398
Transaction TypeTransfer
Record UpdatedJul 30, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,221.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address121 PROSPECT ST, 121, SPARTA, MI 49345-1433

Transferred To (Grantee/Buyer)

NameVerified Name
Address4172 ALPENHORN DR NW, COMSTOCK PARK, MI 49321-8660

Mortgage

Document Number0000071399
DateAug 11, 2020
Instrument20200811-0071399
Lender
NameTOWNE MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2050

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT MI
Property Address121 PROSPECT ST, SPARTA, MI 49345-1433
Document Number0000001194
Instrument DateDec 20, 2017
Transaction TypeMortgage
Record UpdatedJan 24, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address8665 ALGOMA AVE NE ROCKFORD MI 493419083, ROCKFORD, MI 49341-9083

Mortgage

Document Number0000001194
DateJan 4, 2018
Instrument1194
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 3, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyKent County
County SubdivisionSparta Township
MunicipalitySparta Village
Unified School DistrictSparta Area Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$108,100 (+8.1%)$216,200 (+8.1%)
2025$2,369.00 (+48.62%) Homeowner's exemption$100,000 (+26.26%)$200,000 (+26.26%)
2023$79,200$158,400
2019$1,594.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPARTA
serves 4,140 people · EPA ID MI0006200
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber		8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Mercury Fiber.

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