129 Ocean Ln, Islamorada, FL 33036 Property Records

Monroe County property record for 129 Ocean Ln, Islamorada, FL 33036

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,200 sqft · built 1988
Lot Size	0.121 acres (5,275 sqft)
Owner	Individual Name on Record
Last Sale	$975,000 (Jan 2022)
Tax Bill	$8,315 (2024)
Deeds & Mortgages	Jan 2022 Sale
Flood Zone	Zone AE (high risk)
APN	`00396100-000000`

Property Details

APN / Parcel Number

Primary APN	`00396100-000000`
Alternative APNs	`15643600396100000000` `1488488`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2008
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Pile
Roof Type	Reinforced Concrete
Roof Material	Other
Lot Area	5,275 sqft (0.121 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Pool Type	Public / Commercial Pool
Porch	Open Porch
Porch Area	776 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1488488
Old Parcel Number	15643600396100000000
Street Address	129 OCEAN LN
City	ISLAMORADA
State	FL
Zip	33036-3913
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 MATE-LIDO BEACH LOWER MATECUMBE KEY OR457-508 OR791-1443 OR825-2135 OR825-2372 OR3144-1340 OR3144-1342 OR3148-1010
Legal Range	36E
Legal Township	64S
Legal Section	15
Legal Subdivision	MATE-LIDO BEACH
Legal Lot Number	20
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1019
Census Tract	970900

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	173 MURRAY DR, WOOD DALE, IL 60191-2238
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2022 · Amount on Record
Deed Sale	Jan 11, 2022 · Amount on Record
Deed Document Number	2356566
Deed Book / Page	3148 / 1010
Record Updated	Jun 8, 2026

January 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	MONROE FL
Recording Date	Jan 11, 2022
Property Address	129 OCEAN LN, ISLAMORADA, FL 33036-3913
Document Number	0031481010
Book / Page	3148 / 1010
Map Reference	MB 3 PG 173
Instrument Date	Dec 23, 2021
Instrument	2356566
Transaction Type	Transfer
Record Updated	Feb 2, 2022
Title Company	ACME TITLE AND ESCROW SERVICES, CMP TITLE & ESCROW SVCS

Transaction

Amount	Amount Recorded
Tax	$6,825.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	173 MURRAY DR, 173, WOOD DALE, IL 60191-2238

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 MURRAY DR, WOOD DALE, IL 60191-2238

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Islamorada, Village Of Islands
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$894,049 (-9.05%) Land $615,065 Building $278,984	$894,049 (-9.05%) Land $615,065 Building $278,984
2024	$8,315.00 (+2.6%)
2023	$8,104.00 (+17.33%)	$983,042 (+41.18%) Land $710,121 Building $272,921	$983,042 (+41.18%) Land $710,121 Building $272,921
2022	$6,907.00	$696,300 Land $419,363 Building $276,937	$696,300 Land $419,363 Building $276,937

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 493 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	650 units insured incl. 157 condo units
Nearby Flood Claims	553 (1981–2020)
Claims Outside the SFHA	2 of 553
Most Recent Claim	Nov 2020 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 250 claims Hurricane Wilma, Oct 2005 · 78 claims Hurricane Georges, Sep 1998 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20