Monroe County property record for 145 Ocean Ln, Islamorada, FL 33036
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,046 sqft · built 1988 |
| Lot Size | 0.402 acres (17,499 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $900,000 (Jun 2001) |
| Tax Bill | $20,024 (2024) |
| Flood Zone | Zone VE (high risk) |
| APN | 00396150-000000 |
| Primary APN | 00396150-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 3 Stories |
| Building Area | 2,046 sqft Living Area |
| 1st Floor Area | 2,046 sqft |
| Attic | Attic |
| Attic Area | 442 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Plaster |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 17,499 sqft (0.402 acres) |
| View / Lot | Canal/Waterfront |
| Garage Type | Carport |
| Garage Area | 442 sqft |
| Carport | Carport |
| Carport Area | 442 sqft |
| Pool Area | 280 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,087 sqft |
| Patio Area | 1,400 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1488526 |
|---|---|
| Street Address | 145 OCEAN LN |
| City | ISLAMORADA |
| State | FL |
| Zip | 33036-3913 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | LT 24 MATE-LIDO BEACH PB 3-173 LOWER MATECUMBE KEY 15-64-36 BAY BOTTOM SELY AND ADJ LOT 24 OR141-315(II DEED 21709) OR518-483 OR760-1369 OR845-390Q/C OR945-1491Q/C OR964-932/933/AFF OR964-939/940 OR1013-1911 OR1103-306/307 OR1186-2429TR OR1452-1460/6 |
| Legal Range | 36E |
| Legal Township | 64S |
| Legal Section | 15 |
| Legal Subdivision | MATE-LIDO BEACH |
| Legal Lot Number | 24 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 970900 |
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 251212, DAYTONA BEACH, FL 32125-1212 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2001 · Amount on Record |
| Deed Sale | Jun 14, 2001 · Amount on Record |
| Prior Sale | Aug 1, 1989 · Amount on Record |
| Deed Book / Page | 1703 / 699 |
| Transfer Doc | 1452001460 |
| Record Updated | Oct 29, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Islamorada, Village Of Islands |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,317,252 (-2.24%) Land $1,576,485 Building $740,767 | $2,317,252 (-2.24%) Land $1,576,485 Building $740,767 | |
| 2024 | $20,024.00 (+2.83%) | ||
| 2023 | $19,473.00 (+14.62%) | $2,370,350 (+30.28%) Land $1,675,704 Building $694,646 | $2,370,350 (+30.28%) Land $1,675,704 Building $694,646 |
| 2022 | $16,989.00 | $1,819,369 Land $1,116,217 Building $703,152 | $1,819,369 Land $1,116,217 Building $703,152 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 493 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 650 units insured incl. 157 condo units |
| Nearby Flood Claims | 553 (1981–2020) |
| Claims Outside the SFHA | 2 of 553 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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