101 Ocean Ln, Islamorada, FL 33036 Property Records

Monroe County property record for 101 Ocean Ln, Islamorada, FL 33036

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,698 sqft · built 1991
Lot Size0.23 acres (10,000 sqft)
Owner2 Individual Names on Record
Last Sale$368,000 (Dec 2009)
Tax Bill$4,079 (2024)
Flood ZoneZone AE (high risk)
APN00396030-000000

Property Details

APN / Parcel Number

Primary APN00396030-000000
Alternative APNs
  • 15643600396030000000
  • 1488411

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,698 sqft Living Area
1st Floor Area1,301 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 2006
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area10,000 sqft (0.23 acres)
View / LotCanal
Garage TypeCovered
Garage Area660 sqft

Exterior Amenities

PorchFlorida Room
Porch Area1,050 sqft
Deck Area80 sqft
Patio Area855 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1488411
Street Address101 OCEAN LN
CityISLAMORADA
StateFL
Zip33036-3913
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionLT 13 MATE-LIDO BEACH PB 3-173 LOWER MATECUMBE KEY OR626-587 OR964-1638 OR975-1725 OR1095-1810 OR1261-511 OR2309-122 OR2351-449/51C OR2380-14/15A OR2446-793/94
Legal Range36E
Legal Township64S
Legal Section15
Legal SubdivisionMATE-LIDO BEACH
Legal Lot Number13
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1019
Census Tract970900

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address101 OCEAN LN, ISLAMORADA, FL 33036-3913
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 28, 2009 · Amount on Record
Deed SaleDec 28, 2009 · Amount on Record
Prior SaleJun 15, 1993 · Amount on Record
Deed Document Number20091772041
Deed Book / Page2446 / 793
Prior Transfer DateSep 5, 2008
Prior Transfer Doc0023800014
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityIslamorada, Village Of Islands
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$426,040 (+5.99%)$1,194,010 (-10.25%) Land $924,000 Building $270,010
2024$4,079.00 (+0.84%)
2023$4,045.00 (+1.84%) Homeowner's exemption$401,975 (+3%)$1,330,401 (+46.71%) Land $1,066,800 Building $263,601
2022$3,972.00 Homeowner's exemption$390,267$906,851 Land $630,000 Building $276,851

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 493 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies650 units insured
incl. 157 condo units
Nearby Flood Claims553 (1981–2020)
Claims Outside the SFHA2 of 553
Most Recent ClaimNov 2020 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 250 claims
  • Hurricane Wilma, Oct 2005 · 78 claims
  • Hurricane Georges, Sep 1998 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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