129 Laredo Ct, San Ramon, CA 94583 Property Records

Contra Costa County property record for 129 Laredo Ct, San Ramon, CA 94583

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,730 sqft · built 1978
Lot Size0.161 acres (7,020 sqft)
Owner2 Trust Names on File
Last Sale$1,031,000 (May 2018)
Tax Bill$13,772 (2025)
Deeds & MortgagesJul 2021 Mortgage
Aug 2022 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN209-383-062-4

Property Details

APN / Parcel Number

Primary APN209-383-062-4
Alternative APN
  • 209-383-062

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,730 sqft Living Area
1st Floor Area1,730 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1989
Architectural StyleCluster
Lot Area7,020 sqft (0.161 acres)
Garage TypeAttached
Garage Area437 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address129 LAREDO CT
CitySAN RAMON
StateCA
Zip94583-2116
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT04952 L0172 B
Legal SubdivisionSUBDIVISION 4952
Legal Tract04952
Legal Lot Number172
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group2
Census Block2000
Census Tract345116

Owner

129 Laredo Ct is held in a trust since May 2018.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record2 Trust Names on File
Mailing Address129 LAREDO CT, SAN RAMON, CA 94583-2116
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Aug 17, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Jan 27, 2020Deed of Trust, Mortgage
BANK OF AMERICA
Jul 9, 2019Deed of Trust, Mortgage
BANK OF AMERICA
Jan 18, 2019Deed of Trust, Mortgage
BANK OF AMERICA
May 10, 2018Grant Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 10, 2018 · Amount on File
Deed SaleMay 10, 2018 · Amount on File
Prior SaleSep 29, 1995 · Amount on File
Deed Document Number201873968
Prior Transfer DateSep 15, 1995
Prior Transfer Doc0000164157
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address129 LAREDO CT, SAN RAMON, CA 94583-2116
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyAMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address129 LAREDO CT, SAN RAMON, CA 94583-2116

Mortgage

Document Number0000188209
DateJul 1, 2021
Instrument2021-188209
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term357 Months
DueApr 1, 2051

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address129 LAREDO CT, SAN RAMON, CA 94583-2116
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address129 LAREDO CT, SAN RAMON, CA 94583-2116

Mortgage

Document Number0000127470
DateAug 17, 2022
Instrument2022-127470
Lender
NameBANK OF AMERICA NA
TypeBank
AddressFORT WORTH, TX 76155
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address129 LAREDO CT, SAN RAMON, CA 94583-2116
Document Number0000019524
Instrument DateJan 27, 2020
Transaction TypeMortgage
Record UpdatedFeb 11, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address129 LAREDO CT SAN RAMON CA 945832116, SAN RAMON, CA 94583-2116

Mortgage

Document Number0000019524
DateJan 31, 2020
Instrument19524
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount on Record
Term360 Months
DueJan 30, 2050
Interest
Rate TypeAdjustable Rate
Rate3.25%

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address129 LAREDO CT, SAN RAMON, CA 94583-2116
Document Number0000111560
Instrument DateJul 9, 2019
Transaction TypeMortgage
Record UpdatedJul 24, 2019
Title CompanyBOSTON NATIONAL TITLE, BOSTON NAT'L TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address129 LAREDO CT SAN RAMON CA 945832116, SAN RAMON, CA 94583-2116

Mortgage

Document Number0000111560
DateJul 18, 2019
Instrument111560
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount on Record
Term360 Months
DueJul 17, 2049
Interest
Rate TypeAdjustable Rate
Rate3.5%

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address129 LAREDO CT, SAN RAMON, CA 94583-2116
Document Number0000013647
Instrument DateJan 18, 2019
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address129 LAREDO CT SAN RAMON CA 945832116, SAN RAMON, CA 94583-2116

Mortgage

Document Number0000013647
DateJan 31, 2019
Instrument13647
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount on Record
Term360 Months
DueJan 30, 2049
Interest
Rate TypeAdjustable Rate
Rate3.87%

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateMay 10, 2018
Property Address129 LAREDO CT, SAN RAMON, CA 94583-2116
Document Number0000073968
Map ReferenceMB 199 PG 32
Instrument DateMay 1, 2018
Instrument2018-073968
Transaction TypeTransfer
Record UpdatedNov 3, 2022
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address39219 GUARDINO DR # 16, 16, FREMONT, CA 94538-3015

Mortgage

Document Number0000073969
DateMay 10, 2018
Instrument2018-073969
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 129 Laredo Ct was $13,772.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalitySan Ramon City
Unified School DistrictSan Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,196,557 (+2%) Land $883,202 Building $313,355
2025$13,772.00$1,173,096 Land $865,885 Building $307,211
2023$13,275.00 (+0.74%)$1,127,545 Land $832,262 Building $295,283
2022$13,177.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 129 Laredo Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 129 Laredo Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 80% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
AT&T
DSL
100 / 20

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